BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Japan Airlines Co., LTD.

Transportation — truck & rail · El Segundo, California · EIN ending 4522

Updated Filing received by DOL

Japan Airlines Co., LTD., a transportation — truck & rail employer in El Segundo, California, reported 324 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $18,516 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 15, 2026, within the extension window.

Participants
324
−60.5% vs 2023
Premiums filed
none
self-funded or not filed
Broker commissions + fees
$18,516
+303.0% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Japan Airlines Co., LTD.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Japan Airlines Co., LTD. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Various - See Attached · Columbus, GA$12,845$57$12,9022
MST Insurance Solutions, Inc. · Schaumburg, IL$5,614$0$5,6142

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins Companyvision820———
Aflaclife, short-term disability113—$12,289—
Aflaclife, short-term disability7—$613—
Metropolitan Life Insurance Companyshort-term disability, long-term disability324———
Reliastar Life Insurance Companylife714———
Hawaii Dental Servicedental132—$2,004—
Aetna Life Insurance Co.dental453—$3,610—
Hawaii Medical Service Association (HMSA)health166———

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Japan Airlines Co., LTD. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Japan Airlines Co., LTD.
$18,516
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$4,595$18,516Broker pay20232024
Japan Airlines Co., LTD.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants820324−60.5%
Premiums filed$0$0—
Broker commissions + fees$4,595$18,516+303.0%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Jal Group Insurance Plan#501 · insurance, general assetsMarch 31, 2025January 15, 2026within extension324

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Japan Airlines Co., LTD. pay in health insurance broker commissions in 2024?

Japan Airlines Co., LTD.'s 2024 Form 5500 reports $18,516 in broker commissions and fees across 8 insurance contracts ($18,459 in commissions, $57 in fees), with Various - See Attached receiving the largest share.

Is Japan Airlines Co., LTD.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association (HMSA).

How does Japan Airlines Co., LTD.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Japan Airlines Co., LTD. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.