Kaiser Foundation Health Plan, Inc.
Updated Filing received by DOL a plan year 2025 filing was received July 13, 2026 for 1 of this employer's 4 plans; this record moves to 2025 when all have arrived
Kaiser Foundation Health Plan, Inc., a healthcare & social assistance employer in Oakland, California, reported 141,840 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $122M in insurance premiums across 107 contracts and $2.5M in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 10, 2025, within the extension window.
Who was paid on Kaiser Foundation Health Plan, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Kaiser Foundation Health Plan, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Minneapolis, MN | $1,669,327 | $125,229 | $1,794,556 | 9 |
| Altc Funding LLC · Fort Myers, FL | $478,077 | $0 | $478,077 | 2 |
| Senior Commission Funding LLC · Fort Myers, FL | $261,103 | $0 | $261,103 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 107 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Kaiser Foundation Health Plan, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $33,952 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 130,687 | 141,840 | +8.5% |
| Premiums filed | $134,449,827 | $122,070,437 | −9.2% |
| Broker commissions + fees | $1,813,778 | $2,533,736 | +39.7% |
| Commission rate | 0.0% | 0.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc. Health and Welfare Plan#560 · insurance, general assets | December 31, 2024 | October 10, 2025 | within extension | 141,840 |
| Kaiser Foundation Health Plan, Inc. Retiree Health and Welfare Plan#580 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 32,122 |
| Kaiser Foundation Health Plan, Inc. Health Care Spending Account Plan#590 · general assets | December 31, 2024 | October 10, 2025 | within extension | 24,286 |
| Kaiser Foundation Health Plan, Inc. Retiree Medical Health Reimbursement Account Plan#585 · general assets | December 31, 2024 | October 10, 2025 | within extension | 5,577 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Kaiser Foundation Health Plan, Inc. pay in health insurance broker commissions in 2024?
Kaiser Foundation Health Plan, Inc.'s 2024 Form 5500 reports $2,533,736 in broker commissions and fees across 107 insurance contracts ($2,408,507 in commissions, $125,229 in fees), with Mercer receiving the largest share.
Is Kaiser Foundation Health Plan, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medical Mutual of Ohio, Hawaii Medical Service Association, Kaiser Foundation Health Plan of Washington.
How does Kaiser Foundation Health Plan, Inc.'s broker compensation compare with similar employers?
Kaiser Foundation Health Plan, Inc. paid 0.0% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in California is 4.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.