Kentfield and San Francisco Specialty Hospital, Inc.
Updated Filing received by DOL
Kentfield and San Francisco Specialty Hospital, Inc., a healthcare & social assistance employer in Kentfield, California, reported 427 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $296,291 in insurance premiums across 5 contracts and $388,452 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 17, 2026, within the extension window.
Who was paid on Kentfield and San Francisco Specialty Hospital, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Kentfield and San Francisco Specialty Hospital, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Relation Insurance · Pleasant Hill, CA | $315,623 | $684 | $316,307 | 6 |
| Theresa Netto Philips · Fresno, CA | $18,499 | $2,360 | $20,859 | 1 |
| Warner Pacific Insurance SVCS, Inc. · Westlake Village, CA | $0 | $17,968 | $17,968 | 1 |
| The Boon Insurance Agency · Austin, TX | $15,547 | $0 | $15,547 | 1 |
| Barry W. Maas · Fresno, CA | $8,573 | $2,456 | $11,029 | 1 |
| Sarah Lynne Taylor · Modesto, CA | $5,514 | $206 | $5,720 | 1 |
| Rose Rodriguez Cuevas · Reedley, CA | $929 | $33 | $962 | 1 |
| Shelly June Reese · Visalia, CA | $60 | $0 | $60 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Humana Insurance Companydental, vision, PPO | 305 | $296,291 | $15,454 | 5.2% |
| Blue Cross of Californiahealth, prescription drug, PPO | 72 | — | $57,897 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability, indemnity | 373 | — | $78,717 | — |
| Chubb - Combined Insurance Co of Americaindemnity | 103 | — | $19,216 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 471 | — | $217,168 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Kentfield and San Francisco Specialty Hospital, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Kentfield & San Francisco Specialty Hospital Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | September 17, 2026 | within extension | 427 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Kentfield and San Francisco Specialty Hospital, Inc. pay in health insurance broker commissions in 2025?
Kentfield and San Francisco Specialty Hospital, Inc.'s 2025 Form 5500 reports $388,452 in broker commissions and fees across 5 insurance contracts ($364,745 in commissions, $23,707 in fees), with Relation Insurance receiving the largest share.
Is Kentfield and San Francisco Specialty Hospital, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross of California, Kaiser Foundation Health Plan, Inc..
How does Kentfield and San Francisco Specialty Hospital, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Kentfield and San Francisco Specialty Hospital, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.