Kickapoo Tribe of Oklahoma
Updated Filing received by DOL
Kickapoo Tribe of Oklahoma, a public administration employer in McLoud, Oklahoma, reported 780 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $38,568 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 15, 2026, within the extension window.
Who was paid on Kickapoo Tribe of Oklahoma's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Kickapoo Tribe of Oklahoma filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Richard Defalco · Norman, OK | $24,984 | $0 | $24,984 | 3 |
| Insurica Inc · Oklahoma City, OK | $10,707 | $0 | $10,707 | 3 |
| Professional Group Plans Inc · Hauppauge, NY | $2,877 | $0 | $2,877 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Oklahomahealth, dental | 786 | — | — | — |
| Metropolitan Life Insurance Companyhealth | 385 | — | $12,835 | — |
| Metropolitan Life Insurance Companyhealth | 267 | — | $14,991 | — |
| Metropolitan Life Insurance Companyhealth | 263 | — | $10,742 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Kickapoo Tribe of Oklahoma compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 606 | 780 | +28.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $5,020 | $38,568 | +668.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Kickapoo Tribe of Oklahoma BCBS Medical and Dental Benefits Plan#512 · insurance | September 30, 2025 | July 15, 2026 | within extension | 780 |
| Kickapoo Tribe of Oklahoma Metlife Accident Benefit Plan#509 · filed under DFVCP · insurance | September 30, 2024 | July 15, 2026 | 365 days late | 385 |
| Kickapoo Tribe of Oklahoma Metlife Critical Illness Benefit Plan#511 · filed under DFVCP · insurance | September 30, 2024 | July 15, 2026 | 365 days late | 267 |
| Kickapoo Tribe of Oklahoma Metlife Hospital Indemnity Benefit Plan#510 · filed under DFVCP · insurance | September 30, 2024 | July 15, 2026 | 365 days late | 263 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Kickapoo Tribe of Oklahoma pay in health insurance broker commissions in 2024?
Kickapoo Tribe of Oklahoma's 2024 Form 5500 reports $38,568 in broker commissions and fees across 4 insurance contracts ($38,568 in commissions, $0 in fees), with Richard Defalco receiving the largest share.
Is Kickapoo Tribe of Oklahoma's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Bluecross Blueshield of Oklahoma, Metropolitan Life Insurance Company.
How does Kickapoo Tribe of Oklahoma's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Kickapoo Tribe of Oklahoma because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.