Public administration employer health plans: what they cost and who gets paid
90 Public administration employers filed health plans with 100 or more participants for plan year 2024, covering 84,088 participants. They reported $54M in insurance premiums and $13M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 4.5% of premium, 0.7 points above the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Largest employer plans
By health plan participants.
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
| Employer | City | Rate | Broker pay |
|---|---|---|---|
| ST Matthews Area Chamber of Commerce Inc | Louisville, KY | 5.8% | $1,854,106 |
| Habemco, LLC | Upper Lake, CA | 4.5% | $94,243 |
| Oneida Innovations Group LLC | Oneida, NY | 3.4% | $75,443 |
| South Carolina State Firefighters' Association | Columbia, SC | 0.0% | $0 |
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do Public administration employers pay health insurance brokers?
Across 3 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Public administration employers was 4.5% of premium (middle half 4.0% to 5.2%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $82,410.
Which Public administration employers paid the most in broker commissions?
NY City District Council 37, AFSCME Afl- reported the most in 2024, $2,435,380, followed by ST Matthews Area Chamber of Commerce Inc ($1.9M) and Housing Authority of the City of Tulsa ($1.2M).
Which brokers and carriers dominate this industry?
By reported compensation, the largest brokers are Winston Financial Services, Inc., Fsab LLC, HUB International. By medical premium, the largest carriers are Anthem Blue Cross and Blue Shield, Blue Cross Blue Shield of South Carolina, Excellus Blue Cross Blue Shield.