Kirchain, Inc.
Updated Filing received by DOL
Kirchain, Inc., a wholesale trade employer in Lake Success, New York, reported 460 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $13,015 in insurance premiums across 19 contracts and $337,717 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 14, 2026, within the extension window.
Who was paid on Kirchain, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Kirchain, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Greensboro, NC | $239,487 | $9,246 | $248,733 | 18 |
| Premier Benefit Plans Inc · Melville, NY | $65,054 | $0 | $65,054 | 5 |
| Fna Insurance Services Inc · Woodbury, NY | $136 | $16,628 | $16,764 | 4 |
| United of Omaha Life Insurance Co · Omaha, NE | $0 | $5,077 | $5,077 | 1 |
| Willis Towers Watson · Chicago, IL | $2,026 | $0 | $2,026 | 5 |
| Patriot Growth · Melville, NY | $29 | $0 | $29 | 1 |
| A Secure You Inc · East Amherst, NY | $20 | $0 | $20 | 1 |
| Premeir Benefit Plans Inc · Melville, NY | $13 | $0 | $13 | 1 |
| Acrisure · Grand Rapids, MI | $0 | $1 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Kirchain, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Kirchain Inc. Welfare Benefit Plan#501 · insurance, general assets | June 30, 2025 | April 14, 2026 | within extension | 460 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Kirchain, Inc. pay in health insurance broker commissions in 2024?
Kirchain, Inc.'s 2024 Form 5500 reports $337,717 in broker commissions and fees across 19 insurance contracts ($306,765 in commissions, $30,952 in fees), with Marsh McLennan Agency receiving the largest share.
Is Kirchain, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Anthem Blue Cross and Blue Shield, Cigna Health and Life Insurance Company.
How does Kirchain, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Kirchain, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.