Lakewood Resource and Referral Center
Updated Filing received by DOL
Lakewood Resource and Referral Center, a healthcare & social assistance employer in Lakewood, New Jersey, reported 123 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $37,096 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Lakewood Resource and Referral Center's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lakewood Resource and Referral Center filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Sterling Ins Concepts Inc. · Lakewood, NJ | $14,121 | $0 | $14,121 | 2 |
| Benefitmall Holding Inc. dba DKG in · Dallas, TX | $6,627 | $20 | $6,647 | 1 |
| Sterling Insurance Equitable · Lakewood, NJ | $5,149 | $0 | $5,149 | 1 |
| Sterling Insurance Concepts · Lakewood, NJ | $3,537 | $0 | $3,537 | 1 |
| Centerstone Insurance-Benefitma · Dallas, TX | $0 | $2,497 | $2,497 | 1 |
| McO Partners LLC · New York, NY | $1,391 | $683 | $2,074 | 1 |
| Samuel Steinfeld · Lakewood, NJ | $1,797 | $0 | $1,797 | 1 |
| Pamela Susan Levy · Long Island City, NY | $836 | $169 | $1,005 | 1 |
| Yolanda Tristancho-Helwig · Saint Petersburg, FL | $71 | $0 | $71 | 1 |
| Jennifer E. Lubelsky · New York, NY | $64 | $0 | $64 | 1 |
| Brylin Employee Benefits LLC · Allentown, NJ | $20 | $0 | $20 | 1 |
| Yitzchak Gottesman · Lakewood, NJ | $19 | $0 | $19 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metlife Insurance Companydental | 395 | — | $19,902 | — |
| Colonial Life & Accident Insurance Companylife | 33 | — | $6,011 | — |
| Equitable Financial Life Ins. Co. of Americavision, life, PPO | 248 | — | $7,646 | — |
| Cigna Health and Life Insurance Companyhealth | 136 | — | $3,537 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lakewood Resource and Referral Center compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lakewood Resource and Referral Center Wrap Plan#501 · insurance, general assets | December 31, 2024 | October 15, 2025 | within extension | 123 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lakewood Resource and Referral Center pay in health insurance broker commissions in 2024?
Lakewood Resource and Referral Center's 2024 Form 5500 reports $37,096 in broker commissions and fees across 4 insurance contracts ($33,727 in commissions, $3,369 in fees), with Sterling Ins Concepts Inc. receiving the largest share.
Is Lakewood Resource and Referral Center's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Lakewood Resource and Referral Center's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Lakewood Resource and Referral Center because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.