Lereta, LLC
Updated Filing received by DOL
Lereta, LLC, a real estate & rental employer in Pomona, California, reported 595 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 13 insurance contracts with no premium reported and $337,087 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 6, 2026, before the deadline.
Who was paid on Lereta, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lereta, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| IMA Financial · Pasadena, CA | $18,718 | $259,457 | $278,175 | 7 |
| Bolton Insurance Services LLC · Pasadena, CA | $58,792 | $925 | $59,717 | 10 |
| Brian Sanderson · Pasadena, CA | $605 | $0 | $605 | 1 |
| Steve Baker · Cocoa Beach, FL | $28 | $0 | $28 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliates ('cigna')dental, HMO, indemnity | 137 | — | $3,374 | — |
| Unitedhealthcare Insurance Companyvision | 618 | — | $4,760 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 152 | — | $1,954 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 106 | — | $6,452 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 108 | — | $4,674 | — |
| Life Insurance Company of North Americacoverage not coded | 574 | — | $1,861 | — |
| Life Insurance Company of North Americalife | 574 | — | $23,094 | — |
| Life Insurance Company of North Americalong-term disability | 312 | — | $13,057 | — |
| Life Insurance Company of North Americashort-term disability | 311 | — | $15,729 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 53 | — | $1,025 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 3 | — | $1,653 | — |
| Compsychcoverage not coded | 600 | — | — | — |
| California Physicians' Servicehealth, prescription drug, HMO, PPO | 660 | — | $259,454 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lereta, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 733 | 595 | −18.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $357,068 | $337,087 | −5.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lereta, LLC Employee Benefit Plan#501 · insurance, general assets | October 31, 2025 | April 6, 2026 | before deadline | 595 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lereta, LLC pay in health insurance broker commissions in 2024?
Lereta, LLC's 2024 Form 5500 reports $337,087 in broker commissions and fees across 13 insurance contracts ($76,705 in commissions, $260,382 in fees), with IMA Financial receiving the largest share.
Is Lereta, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., California Physicians' Service.
How does Lereta, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Lereta, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.