BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Lifepoint Health, Inc.

Healthcare & social assistance · Brentwood, Tennessee · EIN ending 8254

Updated Filing received by DOL

Lifepoint Health, Inc., a healthcare & social assistance employer in Brentwood, Tennessee, reported 51,153 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 21 insurance contracts with no premium reported and $4.4M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.

Participants
51,153
+5.6% vs 2023
Premiums filed
none
premium not reported on 4 medical contracts
Broker commissions + fees
$4.4M
+31.9% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Lifepoint Health, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lifepoint Health, Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Gallagher · Itasca, IL$3,275,270$1,053,314$4,328,58428
Long Term Care Solutions Inc · Redmond, WA$62,748$14,080$76,8282

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Unum Life Insurance Company of Americacoverage not coded409—$4,131—
Unum Life Insurance Company of Americalife33,814—$157,574—
Unum Life Insurance Company of Americalong-term disability20,690—$542,001—
Unum Life Insurance Company of Americashort-term disability18,188—$793,132—
Vision Service Planvision26,213—$528,509—
Unum Life Insurance Company of Americalife6,006—$269,117—
Unum Life Insurance Company of Americalife755—$2,390—
Unum Life Insurance Company of Americalife232—$16,550—
Unum Life Insurance Company of Americalong-term disability6,035—$367,853—
Unum Life Insurance Company of Americalong-term disability749—$7,942—
Unum Life Insurance Company of Americashort-term disability6,028—$351,911—
Unum Life Insurance Company of Americashort-term disability202—$39,426—
Unum Insurance Companycoverage not coded3,850—$186,725—
Unum Insurance Companycoverage not coded8,391—$592,607—
Aetnahealth944———
First Unum Life Insurance Companyhealth3—$35—
Unum Insurance Companycoverage not coded6,525—$446,111—
Kaiser Foundation Health Plan, Inc.health159—$18,884—
Kaiser Foundation Health Plan, Inc.health6—$1,215—
American Heritage Life Insurance Companylife216—$76,034—
Kaiser Foundation Health Plan of Washingtonhealth25—$3,265—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Lifepoint Health, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Lifepoint Health, Inc.
$4.4M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$3.3M$4.4MBroker pay20232024
Lifepoint Health, Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants48,43251,153+5.6%
Premiums filed$0$0not comparable
Broker commissions + fees$3,340,908$4,405,412+31.9%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Lifepoint Health, Inc. Welfare Benefits Plan#501 · insuranceDecember 31, 2024October 15, 2025within extension51,153
Lifepoint Health, Inc. Health Benefits Plan#502 · general assetsDecember 31, 2024October 15, 2025within extension30,263

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Lifepoint Health, Inc. pay in health insurance broker commissions in 2024?

Lifepoint Health, Inc.'s 2024 Form 5500 reports $4,405,412 in broker commissions and fees across 21 insurance contracts ($3,338,018 in commissions, $1,067,394 in fees), with Gallagher receiving the largest share.

Is Lifepoint Health, Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna, First Unum Life Insurance Company, Kaiser Foundation Health Plan, Inc..

How does Lifepoint Health, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Lifepoint Health, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.