BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Linde Inc.

Updated Filing received by DOL a plan year 2025 filing was received June 16, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived

Linde Inc., a manufacturing — chemical, wood, plastics employer in Danbury, Connecticut, reported 15,024 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $1.2M in insurance premiums across 18 contracts and $386,068 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 12, 2026, within the extension window.

Participants
15,024
+4.6% vs 2023
Premiums filed
$1.2M
−32.7% vs 2023
Broker commissions + fees
$386,068
+93.8% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Linde Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Linde Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Mercer · Urbandale, IA$244,124$141,944$386,06813

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Vision Service Planvision8,195$1.2M——
Vision Service Planvision134$27,754——
Prudential Insurance Company of Americacoverage not coded178———
Metropolitan Life Insurance Companylife16,235———
Aetna Life Insurance Companyhealth21———
Metlife Legal Planscoverage not coded3,863—$74,516—
Aetna Life Insurance Co.indemnity3,167—$49,771—
National Union Fire Ins. Co. of Pittsburgh, PA.coverage not coded9,521———
Hartford Life and Accidentlong-term disability9,549—$13,186—
Life Insurance Company of North Americalong-term disability11,014—$90,659—
Life Insurance Company of North Americalife14,865—$153,609—
New York Life Group Insurance Company of New Yorkshort-term disability1,844—$2,059—
Life Insurance Company of North Americashort-term disability426—$1,790—
Life Insurance Company of North Americacoverage not coded14,855—$478—
Highmark Western and Northeastern New York Incprescription drug, HMO81———
Reliastar Life Insurance Companylife164———
Hawai'i Medical Service AssociationHMO14———
Kaiser Foundation Health Plan IncHMO9———

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Linde Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Linde Inc.
$386,068
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$1.8M$1.2MPremiums$199,238$386,068Broker pay20232024
Linde Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants14,35715,024+4.6%
Premiums filed$1,817,406$1,222,308−32.7%
Broker commissions + fees$199,238$386,068+93.8%
Commission rate3.0%——

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Linde Comprehensive Welfare Benefit Plan#562 · insurance, general assetsJune 30, 2025March 12, 2026within extension15,024
Linde Retiree Benefit Plan#567 · insurance, general assetsDecember 31, 2024July 25, 2025before deadline4,214

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Linde Inc. pay in health insurance broker commissions in 2024?

Linde Inc.'s 2024 Form 5500 reports $386,068 in broker commissions and fees across 18 insurance contracts ($244,124 in commissions, $141,944 in fees), with Mercer receiving the largest share.

Is Linde Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company.

How does Linde Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Linde Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.