Lone Star Beef Processors, LP
Updated Filing received by DOL
Lone Star Beef Processors, LP, a manufacturing — food & textile employer in San Angelo, Texas, reported 593 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.8M in insurance premiums across 3 contracts and $146,845 in broker commissions and fees, 4.2% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 31, 2026, within the extension window.
Who was paid on Lone Star Beef Processors, LP's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lone Star Beef Processors, LP filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Austin, TX | $137,298 | $5,328 | $142,626 | 3 |
| Steven Wood · San Antonio, TX | $2,104 | $0 | $2,104 | 1 |
| William Leroy Vincent · Mansfield, TX | $475 | $66 | $541 | 1 |
| Connie R. Fox · Hudson, FL | $470 | $0 | $470 | 1 |
| Michele E. Martin · Plano, TX | $325 | $43 | $368 | 1 |
| National Enrollment Partners, LLC · Cranston, RI | $205 | $103 | $308 | 1 |
| Thomas Snyder · New Braunfels, TX | $219 | $0 | $219 | 1 |
| Frances M. Aleman · Winters, TX | $105 | $0 | $105 | 1 |
| Sa General Agency Inc · San Antonio, TX | $40 | $0 | $40 | 1 |
| Sharon J Ramirez · San Antonio, TX | $22 | $0 | $22 | 1 |
| Paula Gail Neal · Lubbock, TX | $15 | $0 | $15 | 1 |
| Stephanie QNN Vincent · Mansfield, TX | $15 | $0 | $15 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Texashealth | 503 | $2.6M | $108,626 | 4.2% |
| Symetra Life Insuarance Companylife | 531 | $163,920 | $29,813 | 18.2% |
| Colonial Life & Accident Insurance Companylife, long-term disability | 73 | $67,558 | $8,406 | 12.4% |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lone Star Beef Processors, LP compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,147 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 645 | 593 | −8.1% |
| Premiums filed | $2,182,586 | $2,820,252 | +29.2% |
| Broker commissions + fees | $137,548 | $146,845 | +6.8% |
| Commission rate | 5.4% | 4.2% | −1.2 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lone Star Beef, LP Medical, Life, & Indemnity Insurance Plan#501 · insurance, general assets | December 31, 2025 | August 31, 2026 | within extension | 593 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lone Star Beef Processors, LP pay in health insurance broker commissions in 2025?
Lone Star Beef Processors, LP's 2025 Form 5500 reports $146,845 in broker commissions and fees across 3 insurance contracts ($141,304 in commissions, $5,541 in fees), with Marsh McLennan Agency receiving the largest share.
Is Lone Star Beef Processors, LP's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Texas.
How does Lone Star Beef Processors, LP's broker compensation compare with similar employers?
Lone Star Beef Processors, LP paid 4.2% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in Texas is 5.6%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.