LYNN Community Health Inc
Updated Filing received by DOL
LYNN Community Health Inc, a healthcare & social assistance employer in LYNN, Massachusetts, reported 634 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $665,887 in insurance premiums across 4 contracts and $1.0M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on LYNN Community Health Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract LYNN Community Health Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Blue Benefit Administrators of Ma · Boston, MA | $0 | $708,765 | $708,765 | 1 |
| Sentinel Insurance Agency · Wakefield, MA | $15,626 | $211,324 | $226,950 | 2 |
| The Hilb Group of New England LLC · Cranston, RI | $39,282 | $8,476 | $47,758 | 1 |
| National Enrollment Partners, LLC · Richmond, VA | $0 | $8,602 | $8,602 | 1 |
| Sentinel Insurance Ageny · Wakefield, MA | $5,057 | $0 | $5,057 | 1 |
| John Frank Siracusa · Stuart, FL | $3,370 | $0 | $3,370 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Massachusetts, Inc.dental | 670 | $665,887 | $21,375 | 3.2% |
| United of Omaha Life Insurance Companylife, long-term disability | 623 | — | $56,360 | — |
| BCBS of Mahealth | 668 | — | $914,340 | — |
| Eyemed Vision Care on Behalf Fidelity Security Life Insurance Companyvision | 313 | — | $8,427 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How LYNN Community Health Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 624 | 634 | +1.6% |
| Premiums filed | $633,154 | $665,887 | not comparable |
| Broker commissions + fees | $589,284 | $1,000,502 | +69.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| LYNN Community Health Inc. Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 634 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did LYNN Community Health Inc pay in health insurance broker commissions in 2025?
LYNN Community Health Inc's 2025 Form 5500 reports $1,000,502 in broker commissions and fees across 4 insurance contracts ($63,335 in commissions, $937,167 in fees), with Blue Benefit Administrators of Ma receiving the largest share.
Is LYNN Community Health Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by BCBS of Ma.
How does LYNN Community Health Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for LYNN Community Health Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.