M&W Logistics Group, Inc.
Updated Filing received by DOL
M&W Logistics Group, Inc., a transportation — truck & rail employer in Nashville, Tennessee, reported 141 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $43,462 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on July 27, 2026, before the deadline.
Who was paid on M&W Logistics Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract M&W Logistics Group, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Nashville, TN | $22,263 | $3,096 | $25,359 | 2 |
| Michael Thomas Wamble · Lebanon, TN | $9,700 | $220 | $9,920 | 1 |
| Thomas M Williamson · Mount Juliet, TN | $3,452 | $51 | $3,503 | 1 |
| Kelsey David Evert · Mount Juliet, TN | $860 | $0 | $860 | 1 |
| Daniel J Rivera · Nashville, TN | $807 | $22 | $829 | 1 |
| David Kevin Bowen · Nashville, TN | $529 | $0 | $529 | 1 |
| Steven Andrew Modlin · Portland, TN | $486 | $0 | $486 | 1 |
| Doc N Reese · Lebanon, TN | $310 | $0 | $310 | 1 |
| John R Brasel · Mooreville, MS | $281 | $0 | $281 | 1 |
| Peter J Emmert · Indianapolis, IN | $197 | $0 | $197 | 1 |
| Donald B Bowen · Brentwood, TN | $179 | $0 | $179 | 1 |
| David M Crumley · Nolensville, TN | $155 | $0 | $155 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcare Insurance Companydental, vision | 343 | — | $8,494 | — |
| Dearborn Life Insurance Companylife | 109 | — | $16,865 | — |
| Aflaclife, short-term disability, indemnity | 75 | — | $18,103 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How M&W Logistics Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 235 | 141 | −40.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $48,395 | $43,462 | −10.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| M & W Logistics Group, Inc. Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 27, 2026 | before deadline | 141 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did M&W Logistics Group, Inc. pay in health insurance broker commissions in 2025?
M&W Logistics Group, Inc.'s 2025 Form 5500 reports $43,462 in broker commissions and fees across 3 insurance contracts ($40,073 in commissions, $3,389 in fees), with HUB International receiving the largest share.
Is M&W Logistics Group, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does M&W Logistics Group, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for M&W Logistics Group, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.