Mainstreet Ventures Restuarant Group, LLC
Updated Filing received by DOL
Mainstreet Ventures Restuarant Group, LLC, a finance & insurance employer in Ann Arbor, Michigan, reported 126 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $803,951 in insurance premiums across 3 contracts and $19,333 in broker commissions and fees, 2.3% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Mainstreet Ventures Restuarant Group, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Mainstreet Ventures Restuarant Group, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mathew Holzemer · Maumee, OH | $6,234 | $0 | $6,234 | 2 |
| Sean E Savage · Maumee, OH | $6,050 | $0 | $6,050 | 2 |
| Anthony M Desch · Maumee, OH | $6,050 | $0 | $6,050 | 2 |
| Savage & Associates Inc · Maumee, OH | $535 | $464 | $999 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Michinganhealth, prescription drug, PPO | 94 | $488,266 | $12,016 | 2.5% |
| Blue Care Network of Michiganhealth, prescription drug, HMO | 78 | $315,685 | $6,782 | 2.1% |
| Principal Life Insurance Companycoverage not coded | 47 | — | $535 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Mainstreet Ventures Restuarant Group, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $4,674 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 113 | 126 | +11.5% |
| Premiums filed | $844,622 | $803,951 | −4.8% |
| Broker commissions + fees | $17,696 | $19,333 | +9.3% |
| Commission rate | 2.0% | 2.3% | +0.3 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Mainstreet Ventures Restuarant Group, LLC Welfare Benefit Plan#501 · insurance, general assets | December 31, 2024 | October 15, 2025 | within extension | 126 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Mainstreet Ventures Restuarant Group, LLC pay in health insurance broker commissions in 2024?
Mainstreet Ventures Restuarant Group, LLC's 2024 Form 5500 reports $19,333 in broker commissions and fees across 3 insurance contracts ($18,869 in commissions, $464 in fees), with Mathew Holzemer receiving the largest share.
Is Mainstreet Ventures Restuarant Group, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Michingan, Blue Care Network of Michigan.
How does Mainstreet Ventures Restuarant Group, LLC's broker compensation compare with similar employers?
Mainstreet Ventures Restuarant Group, LLC paid 2.3% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Michigan is 3.2%. Percentages are computed only on fully insured medical contracts with filed premiums.
Send the full findings to your inbox.
A specialist writes up every finding for Mainstreet Ventures Restuarant Group, LLC with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.