Marriott Vacations Worldwide Corp.
Updated Filing received by DOL
Marriott Vacations Worldwide Corp., a real estate & rental employer in Orlando, Florida, reported 16,788 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 23 insurance contracts with no premium reported and $108,245 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Marriott Vacations Worldwide Corp.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Marriott Vacations Worldwide Corp. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Todd M Mezrah · Tampa, FL | $97,308 | $4,481 | $101,789 | 8 |
| Aon · Chicago, IL | $0 | $226 | $226 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Marriott Vacations Worldwide Corp. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 15,593 | 16,788 | +7.7% |
| Premiums filed | $187,847 | $0 | — |
| Broker commissions + fees | $156,107 | $108,245 | −30.7% |
| Commission rate | 0.0% | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| MVWC Health & Welfare Benefit Plan (unfunded)#501 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 16,788 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Marriott Vacations Worldwide Corp. pay in health insurance broker commissions in 2024?
Marriott Vacations Worldwide Corp.'s 2024 Form 5500 reports $108,245 in broker commissions and fees across 23 insurance contracts ($97,308 in commissions, $10,937 in fees), with Todd M Mezrah receiving the largest share.
Is Marriott Vacations Worldwide Corp.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association, Cigna Health & Life Insurance Co., Kaiser Foundation Health Plan Inc.
How does Marriott Vacations Worldwide Corp.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Marriott Vacations Worldwide Corp. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.