Master Mobilelink
Updated Filing received by DOL
Master Mobilelink, an information & publishing employer in Sugar Land, Texas, reported 678 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $132,998 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 6, 2025, within the extension window.
Who was paid on Master Mobilelink's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Master Mobilelink filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Houston, TX | $71,207 | $37,458 | $108,665 | 3 |
| TBX Employee Benefits, LLC · Plano, TX | $15,823 | $5,252 | $21,075 | 2 |
| Ethixs Insurance Group · Katy, TX | $2,962 | $0 | $2,962 | 2 |
| Joe Fernandez · Plano, TX | $296 | $0 | $296 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcare Insurance Companyhealth, prescription drug | 201 | — | $32,128 | — |
| Trustmark Insurance Companylife | 62 | — | $5,280 | — |
| Metropolitan Life Insurance Companydental, vision, life, short-term disability | 1,162 | — | $95,590 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Master Mobilelink compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 308 | 678 | +120.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $121,451 | $132,998 | +9.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Master Mobilelink Health & Welfare Plan#501 · insurance, general assets | December 31, 2024 | October 6, 2025 | within extension | 678 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Master Mobilelink pay in health insurance broker commissions in 2024?
Master Mobilelink's 2024 Form 5500 reports $132,998 in broker commissions and fees across 3 insurance contracts ($90,288 in commissions, $42,710 in fees), with USI Insurance Services receiving the largest share.
Is Master Mobilelink's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Master Mobilelink's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Master Mobilelink because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.