BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

Joe Fernandez

Plano, TX

Joe Fernandez collected $1.1M in commissions and fees from 35 employer health plans in plan year 2024 filings, ranking #413 among 12,126 brokers named in the public record. Most of its named clients are in California.

Commissions + fees
$1.1M
$1.0M commissions · $100,240 fees
Employer plans
35
55 contracts
Rank
#413
top 3% of 12,126 brokers
Median rate
n/a
fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
Creative Solutions in Healthcare · Texas$95,8209,463
Ontic Engineering and Manufacturing, Inc. · California$91,749526
Madison Iaq LLC · Illinois$91,3214,089
Nexans USA Inc. · South Carolina$78,835428
Tradesmen International LLC · Ohio$78,208927
Macerich Management Company · California$74,518597
Americare Systems, Inc. · Missouri$71,881927
Vallourec Holdings, Inc. · Texas$55,7421,917
LGC US Service Company · Minnesota$53,5641,247
Airx Climate Solutions · Oklahoma$44,406259
Airx Climate Solutions · Oklahoma$44,406259
Morinaga America Foods, Inc. · North Carolina$42,694198
Mariani Enterprises, Inc. · Illinois$38,5621,146
Strategic Dental Executives, LLC · Texas$35,316999
Nicolet National Bank · Wisconsin$34,790978
Senior Care/Active Day · Pennsylvania$32,305698
The Federal Savings Bank · Illinois$26,632936
Richard O Ellenburg · North Carolina$17,876730
Toi Management, LLC · California$17,560433
The Oncology Institute Ca, a Professional Corporation · California$13,439153
Concern - Professional Services for Children, Youth and Families · Pennsylvania$12,978172
Forrest Machining, Inc. · California$12,220230
I Squared Capital Advisors (US) LLC · Florida$11,788134
HR Plus, LLC · Kentucky$9,124125
P1 Construction, LLC · Kansas$7,900171

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

6 plans
4 plans
3 plans
3 plans
2 plans
1 plans

How much does Joe Fernandez earn from employer health plans?

In plan year 2024 filings, employers reported paying Joe Fernandez $1,132,651: $1,032,411 in commissions and $100,240 in fees, across 55 insurance contracts at 35 employers. That ranks #413 of 12,126 brokers in the public record.

What commission rate is paid on plans Joe Fernandez brokers?

Not enough fully insured medical plans name Joe Fernandez as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use Joe Fernandez?

The largest reported payers in 2024 were Creative Solutions in Healthcare, Ontic Engineering and Manufacturing, Inc., Madison Iaq LLC. California is its biggest state by employer count (6 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

Is this your company's plan? Get a written review of the filing.
A WellthCare benefits specialist reads your Form 5500 the way a fiduciary reviewer would and writes up what to take to your broker before renewal. Free, from the public record only.