McClelland Consulting Engineers, Inc.
Updated Filing received by DOL
McClelland Consulting Engineers, Inc., a professional & technical services employer in Little Rock, Arkansas, reported 210 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $90,464 in insurance premiums across 6 contracts and $27,277 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Tokio Marine). The Department of Labor received the filing on October 8, 2025, within the extension window.
Who was paid on McClelland Consulting Engineers, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract McClelland Consulting Engineers, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Stephens Insurance LLC · Little Rock, AR | $19,792 | $4,802 | $24,594 | 6 |
| Avant Specialty Benefits LLC · Kansas City, MO | $1,819 | $297 | $2,116 | 2 |
| Armfield Harrison & Thomas Inc dba · Mount Airy, MD | $553 | $0 | $553 | 1 |
| Ashford Mid South LLC | $14 | $0 | $14 | 1 |
| HCC Life Insurance Sompany · Kennesaw, GA | $0 | $0 | $0 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental Plan of Arkansasdental | 235 | $90,464 | $8,357 | 9.2% |
| Metropolitan Life Insurance Companyvision, life | — | — | $5,672 | — |
| Tokio Marinestop-loss | 104 | — | — | — |
| Guardiancoverage not coded | 20 | — | $1,426 | — |
| Reliance Standardlife, short-term disability, long-term disability | 138 | — | $11,366 | — |
| Reliance Standardshort-term disability | 111 | — | $456 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How McClelland Consulting Engineers, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 232 | 210 | −9.5% |
| Premiums filed | $0 | $90,464 | — |
| Broker commissions + fees | $31,316 | $27,277 | −12.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| McClelland Consulting Engineers, Inc. Welfare Plan#501 · insurance | December 31, 2024 | October 8, 2025 | within extension | 210 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did McClelland Consulting Engineers, Inc. pay in health insurance broker commissions in 2024?
McClelland Consulting Engineers, Inc.'s 2024 Form 5500 reports $27,277 in broker commissions and fees across 6 insurance contracts ($22,178 in commissions, $5,099 in fees), with Stephens Insurance LLC receiving the largest share.
Is McClelland Consulting Engineers, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Tokio Marine).
How does McClelland Consulting Engineers, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for McClelland Consulting Engineers, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.