MCR Investors LLC
Updated Filing received by DOL
MCR Investors LLC, a finance & insurance employer in Dallas, Texas, reported 2,980 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $438,551 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from United Healthcare). The Department of Labor received the filing on January 6, 2026, 6 days after the base deadline with no extension indicated on the form.
Who was paid on MCR Investors LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract MCR Investors LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Plano, TX | $239,225 | $0 | $239,225 | 9 |
| The Plexus Groupe LLC · Deer Park, IL | $111,120 | $0 | $111,120 | 9 |
| Hays Companies · Minneapolis, MN | $88,206 | $0 | $88,206 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Lincoln National Life Insurance Companycoverage not coded | 321 | — | $18,148 | — |
| United Healthcare Insurance Companydental | 1,722 | — | $88,471 | — |
| Lincoln National Life Insurance Companycoverage not coded | 469 | — | $19,977 | — |
| Lincoln National Life Insurance Companycoverage not coded | 6,416 | — | — | — |
| United Healthcare Insurance Companyvision | 1,566 | — | $20,926 | — |
| United Healthcarestop-loss | 1,294 | — | $95,298 | — |
| Lincoln National Life Insurance Companycoverage not coded | 526 | — | $14,555 | — |
| Lincoln National Life Insurance Companyshort-term disability | 3,062 | — | $60,319 | — |
| Lincoln National Life Insurance Companylife | 3,140 | — | $71,995 | — |
| Lincoln National Life Insurance Companylong-term disability | 681 | — | $48,862 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How MCR Investors LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,451 | 2,980 | +105.4% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $689,377 | $438,551 | −36.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| MCR Investors LLC Health and Welfare Benefit Plan#501 · insurance, general assets | May 31, 2025 | January 6, 2026 | 6 days after deadline, no extension indicated | 2,980 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did MCR Investors LLC pay in health insurance broker commissions in 2024?
MCR Investors LLC's 2024 Form 5500 reports $438,551 in broker commissions and fees across 10 insurance contracts ($438,551 in commissions, $0 in fees), with Brown & Brown receiving the largest share.
Is MCR Investors LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from United Healthcare).
How does MCR Investors LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for MCR Investors LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.