Medbest Medical Management, Inc.
Updated Filing received by DOL
Medbest Medical Management, Inc., a professional & technical services employer in Syracuse, New York, reported 733 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $9.0M in insurance premiums across 4 contracts and $277,403 in broker commissions and fees, 1.8% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 31, 2025, before the deadline.
Who was paid on Medbest Medical Management, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Medbest Medical Management, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| OneDigital · Atlanta, GA | $200,292 | $23,692 | $223,984 | 4 |
| Centro Benefits Research, LLC · Kirkwood, MO | $23,310 | $0 | $23,310 | 1 |
| Jennie Russo · Syracuse, NY | $9,724 | $1,106 | $10,830 | 1 |
| Andrew Thomas · Syracuse, NY | $6,873 | $0 | $6,873 | 1 |
| Joseph Calarco · Auburn, NY | $4,308 | $236 | $4,544 | 1 |
| Nicholas Calarco · Syracuse, NY | $4,101 | $236 | $4,337 | 1 |
| Laura Anne Calarco · Naples, FL | $2,002 | $0 | $2,002 | 1 |
| Mara Anne Gillani · Burbank, CA | $243 | $0 | $243 | 1 |
| Robert G Relph Agency Inc · Rochester, NY | $189 | $0 | $189 | 1 |
| David Gibides · Norristown, PA | $148 | $0 | $148 | 1 |
| Nicholas Delia · Syracuse, NY | $109 | $0 | $109 | 1 |
| Timothy Smith · Auburn, NY | $92 | $0 | $92 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Excellus Bluecross Blueshieldhealth, prescription drug | 546 | $9.0M | $157,496 | 1.8% |
| Aflacdental, vision, short-term disability | 215 | — | $36,399 | — |
| The Guardian Life Ins Company of Americadental, life | 705 | — | $70,611 | — |
| New York Life Group Insurance Company of NYlong-term disability | 623 | — | $12,897 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Medbest Medical Management, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $16,453 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 599 | 733 | +22.4% |
| Premiums filed | $7,384,530 | $8,983,417 | +21.7% |
| Broker commissions + fees | $243,258 | $277,403 | +14.0% |
| Commission rate | 1.9% | 1.8% | −0.2 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Medbest Medical Management, Inc. Welfare Benefits Plan#502 · insurance, general assets | December 31, 2024 | July 31, 2025 | before deadline | 733 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Medbest Medical Management, Inc. pay in health insurance broker commissions in 2024?
Medbest Medical Management, Inc.'s 2024 Form 5500 reports $277,403 in broker commissions and fees across 4 insurance contracts ($252,133 in commissions, $25,270 in fees), with OneDigital receiving the largest share.
Is Medbest Medical Management, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Excellus Bluecross Blueshield.
How does Medbest Medical Management, Inc.'s broker compensation compare with similar employers?
Medbest Medical Management, Inc. paid 1.8% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in New York is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.