Meridian Services, Inc.
Updated Filing received by DOL
Meridian Services, Inc., a healthcare & social assistance employer in Golden Valley, Minnesota, reported 501 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 5 insurance contracts with no premium reported and $72,702 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 29, 2026, before the deadline.
Who was paid on Meridian Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Meridian Services, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Christensen Group · Eden Prairie, MN | $53,270 | $15,171 | $68,441 | 5 |
| Nep Ga, LLC · Cranston, RI | $0 | $1,835 | $1,835 | 1 |
| National Enrollment Partners, LLC · Cranston, RI | $580 | $497 | $1,077 | 1 |
| Gis Benefits · Morris, IL | $0 | $891 | $891 | 1 |
| Tobias Jonathan Brust · Eden Prairie, MN | $300 | $0 | $300 | 1 |
| Robert Scott Bruner · New Prague, MN | $66 | $18 | $84 | 1 |
| Elizabeth Marie Langevin · Rush City, MN | $29 | $0 | $29 | 1 |
| Jennifer B. Williams & Other Agents · Eden Prairie, MN | $25 | $0 | $25 | 1 |
| Meghan Moffat Lucas · Victoria, MN | $21 | $0 | $21 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Starmount Life Insurance Companyvision | 215 | — | $3,470 | — |
| Colonial Life & Accident Insurance Companyshort-term disability | 15 | — | $2,545 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 499 | — | $13,672 | — |
| Unum Insurance Companycoverage not coded | 105 | — | $5,631 | — |
| Unitedhealthcare Insurance Companyhealth, prescription drug | 214 | — | $47,384 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Meridian Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 455 | 501 | +10.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $59,431 | $72,702 | +22.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Meridian Welfare Plan#502 · insurance, general assets | December 31, 2025 | April 29, 2026 | before deadline | 501 |
| Meridian Health Plan#501 · insurance | December 31, 2025 | April 29, 2026 | before deadline | 154 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Meridian Services, Inc. pay in health insurance broker commissions in 2025?
Meridian Services, Inc.'s 2025 Form 5500 reports $72,702 in broker commissions and fees across 5 insurance contracts ($54,290 in commissions, $18,412 in fees), with Christensen Group receiving the largest share.
Is Meridian Services, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Meridian Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Meridian Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.