Metairie Bank & Trust Company
Updated Filing received by DOL
Metairie Bank & Trust Company, a finance & insurance employer in Metairie, Louisiana, reported 112 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 5 insurance contracts with no premium reported and $67,737 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 24, 2026, before the deadline.
Who was paid on Metairie Bank & Trust Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Metairie Bank & Trust Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International | $37,371 | $8,070 | $45,441 | 7 |
| Boon-Chapman Benefit Adm. · Austin, TX | $8,332 | $2,085 | $10,417 | 1 |
| Community Finiancial Ins. Center | $0 | $9,869 | $9,869 | 1 |
| Becker Suffern McLanahan LTD · Mandeville, LA | $1,035 | $78 | $1,113 | 1 |
| Gis National · Morris, IL | $0 | $486 | $486 | 1 |
| Community Financial Insurance Cente | $0 | $411 | $411 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blueshield of Louisianahealth, prescription drug | 83 | — | $47,738 | — |
| Metropolitan Life Insurance Companylife, short-term disability, long-term disability | 60 | — | $11,696 | — |
| Blue Cross and Blue Shield of Louisianadental | 81 | — | $5,036 | — |
| Blue Cross and Blue Shield of Louisianavision | 78 | — | $843 | — |
| Unum Life Insurance Company of Americalife | 24 | — | $2,424 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Metairie Bank & Trust Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 114 | 112 | −1.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $73,824 | $67,737 | −8.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Metairie Bank & Trust Welfare Benefit Plan#508 · insurance, general assets | March 31, 2026 | August 24, 2026 | before deadline | 112 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Metairie Bank & Trust Company pay in health insurance broker commissions in 2025?
Metairie Bank & Trust Company's 2025 Form 5500 reports $67,737 in broker commissions and fees across 5 insurance contracts ($46,738 in commissions, $20,999 in fees), with HUB International receiving the largest share.
Is Metairie Bank & Trust Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blueshield of Louisiana.
How does Metairie Bank & Trust Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Metairie Bank & Trust Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.