Methodist Children's Home Society
Updated Filing received by DOL
Methodist Children's Home Society, a healthcare & social assistance employer in Redford, Michigan, reported 113 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $54,659 in insurance premiums across 7 contracts and $30,641 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 28, 2025, within the extension window.
Who was paid on Methodist Children's Home Society's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Methodist Children's Home Society filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Grand Rapids, MI | $13,085 | $5,280 | $18,365 | 12 |
| Lovasco Consulting Group · Detroit, MI | $10,769 | $55 | $10,824 | 7 |
| Watchtower Benefits, LLC · Chicago, IL | $0 | $1,452 | $1,452 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Michigandental | 197 | $54,659 | $3,465 | 6.3% |
| Starmount Life Insurance Companyvision | 99 | — | $2,589 | — |
| Continental American Insurance Companyhealth | 61 | — | $7,367 | — |
| United of Omaha Life Insurance Companylife | 127 | — | $5,390 | — |
| United of Omaha Life Insurance Companylife | 40 | — | $2,412 | — |
| United of Omaha Life Insurance Companylong-term disability | 127 | — | $4,703 | — |
| United of Omaha Life Insurance Companyshort-term disability | 52 | — | $4,715 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Methodist Children's Home Society compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Methodist Children's Home Society Health & Welfare Benefits Plan#501 · insurance, general assets | December 31, 2024 | September 28, 2025 | within extension | 113 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Methodist Children's Home Society pay in health insurance broker commissions in 2024?
Methodist Children's Home Society's 2024 Form 5500 reports $30,641 in broker commissions and fees across 7 insurance contracts ($23,854 in commissions, $6,787 in fees), with HUB International receiving the largest share.
Is Methodist Children's Home Society's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Continental American Insurance Company.
How does Methodist Children's Home Society's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Methodist Children's Home Society because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.