Mitchell Grocery Corp.
Updated Filing received by DOL
Mitchell Grocery Corp., a wholesale trade employer in Albertville, Alabama, reported 701 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $90,134 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on February 1, 2026, 1 days after the base deadline with no extension indicated on the form.
Who was paid on Mitchell Grocery Corp.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Mitchell Grocery Corp. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Valent Group · Vestavia, AL | $66,019 | $24,115 | $90,134 | 7 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 309 | — | $4,285 | — |
| United of Omaha Life Insurance Companylong-term disability | 157 | — | $31,035 | — |
| United of Omaha Life Insurance Companylife | 456 | — | $4,765 | — |
| United of Omaha Life Insurance Companyshort-term disability | 181 | — | $15,336 | — |
| United of Omaha Life Insurance Companyindemnity | 163 | — | $6,924 | — |
| United of Omaha Life Insurance Companyindemnity | 125 | — | $3,818 | — |
| United of Omaha Life Insurance Companylife | 317 | — | $23,971 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Mitchell Grocery Corp. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 660 | 701 | +6.2% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $77,227 | $90,134 | +16.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Mitchell Grocery Corp. Group Health Care and Life#501 · insurance, general assets | June 30, 2025 | February 1, 2026 | 1 days after deadline, no extension indicated | 701 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Mitchell Grocery Corp. pay in health insurance broker commissions in 2024?
Mitchell Grocery Corp.'s 2024 Form 5500 reports $90,134 in broker commissions and fees across 7 insurance contracts ($66,019 in commissions, $24,115 in fees), with Valent Group receiving the largest share.
Is Mitchell Grocery Corp.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Mitchell Grocery Corp.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Mitchell Grocery Corp. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.