Mitsubishi Chemical America, Inc.
Updated Filing received by DOL a plan year 2025 filing was received July 30, 2026 for 2 of this employer's 3 plans; this record moves to 2025 when all have arrived
Mitsubishi Chemical America, Inc., a manufacturing — chemical, wood, plastics employer in Charlotte, North Carolina, reported 1,624 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 13 insurance contracts with no premium reported and $730,492 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received an amended filing on July 30, 2026; the original filing date is not in the public dataset.
Who was paid on Mitsubishi Chemical America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Mitsubishi Chemical America, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Roanoke, VA | $507,247 | $48,653 | $555,900 | 6 |
| Ibenefit Communication LLC · Charlotte, NC | $143,120 | $6,019 | $149,139 | 2 |
| Gallagher · Radnor, PA | $21,021 | $2,733 | $23,754 | 4 |
| Mercer · New York, NY | $1,585 | $0 | $1,585 | 1 |
| Willis Towers Watson · Chicago, IL | $0 | $112 | $112 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Lincoln National Life Insurance Companylife | 2,955 | — | $207,326 | — |
| Lincoln National Life Insurance Companylong-term disability | 2,945 | — | $47,612 | — |
| Lincoln National Life Insurance Companyshort-term disability | 1,930 | — | $131,599 | — |
| Delta Dental of New Yorkdental | 6,203 | — | — | — |
| National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded | 1,597 | — | $1,585 | — |
| Metropolitan Life Insurance Companylife | 86 | — | $22,331 | — |
| Metropolitan Life Insurance Companycoverage not coded | 120 | — | $1,423 | — |
| Unum Insurance Companycoverage not coded | 1,497 | — | $159,488 | — |
| Legal Plans, USAcoverage not coded | 412 | — | $11,928 | — |
| Unum Insurance Companycoverage not coded | 896 | — | $147,200 | — |
| Unum Insurance Companycoverage not coded | — | — | — | — |
| Bluecross Blueshield of Tennessee, Incvision | 5,159 | — | — | — |
| Ulliance, Inc.coverage not coded | 2,947 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Mitsubishi Chemical America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,624 | 1,624 | +0.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $340,185 | $730,492 | +114.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Mitsubishi Chemical America Welfare Benefit Plan#501 · amended · insurance, general assets | December 31, 2024 | July 30, 2026 | amended filing; original date not in data | 1,624 |
| Mitsubishi Polyester Film Health and Welfare Plan#502 · amended · general assets | December 31, 2024 | June 2, 2026 | amended filing; original date not in data | 462 |
| Mitsubishi Chemical America Medicare Exchange Health Reimbursement Plan - Methacrylates Division#503 · general assets | December 31, 2024 | August 22, 2025 | within extension | 277 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Mitsubishi Chemical America, Inc. pay in health insurance broker commissions in 2024?
Mitsubishi Chemical America, Inc.'s 2024 Form 5500 reports $730,492 in broker commissions and fees across 13 insurance contracts ($672,974 in commissions, $57,518 in fees), with Marsh McLennan Agency receiving the largest share.
Is Mitsubishi Chemical America, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Mitsubishi Chemical America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Mitsubishi Chemical America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.