Molson Coors Beverage Company USA LLC
Updated Filing received by DOL
Molson Coors Beverage Company USA LLC, a manufacturing — food & textile employer in Milwaukee, Wisconsin, reported 7,132 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $221,965 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 25, 2025, within the extension window.
Who was paid on Molson Coors Beverage Company USA LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Molson Coors Beverage Company USA LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| United Behavioral Health Dbaoptum · San Francisco, CA | $0 | $178,006 | $178,006 | 1 |
| CFN Agency Inc · Duluth, GA | $43,895 | $0 | $43,895 | 3 |
| Willis Towers Watson | $0 | $64 | $64 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companycoverage not coded | 292 | — | $12,568 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 356 | — | $24,163 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 322 | — | $7,164 | — |
| Kaiser Foundation Health Plan of Colorado, Inc.health, prescription drug, HMO | 1,460 | — | — | — |
| Metropolitan Life Insurance Companyvision | 11,333 | — | $64 | — |
| Kaiser Foundation Health Plan of Hawaiihealth, prescription drug, HMO | 1 | — | — | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 16 | — | — | — |
| United Behavioral Health dba Optumcoverage not coded | 8,319 | — | $178,006 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Molson Coors Beverage Company USA LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 7,010 | 7,132 | +1.7% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $197,689 | $221,965 | +12.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Molson Coors Voluntary Benefits Plan#532 · insurance | December 31, 2024 | September 25, 2025 | within extension | 7,132 |
| Molson Coors Health Benefits Program#501 · insurance, general assets | December 31, 2024 | September 25, 2025 | within extension | 6,822 |
| Molson Coors Retiree Health Benefits Plan for Medicare-Eligible Retirees#526 · general assets | December 31, 2024 | September 25, 2025 | within extension | 4,578 |
| Molson Coors Early Retiree Health Benefits Plan#528 · general assets | December 31, 2024 | September 25, 2025 | within extension | 778 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Molson Coors Beverage Company USA LLC pay in health insurance broker commissions in 2024?
Molson Coors Beverage Company USA LLC's 2024 Form 5500 reports $221,965 in broker commissions and fees across 8 insurance contracts ($43,895 in commissions, $178,070 in fees), with United Behavioral Health Dbaoptum receiving the largest share.
Is Molson Coors Beverage Company USA LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of Colorado, Inc., Kaiser Foundation Health Plan of Hawaii, Kaiser Foundation Health Plan Inc..
How does Molson Coors Beverage Company USA LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Molson Coors Beverage Company USA LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.