Native American Community Clinic
Updated Filing received by DOL
Native American Community Clinic, a healthcare & social assistance employer in Minneapolis, Minnesota, reported 120 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 1 insurance contract with no premium reported and $81,461 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 16, 2026, within the extension window.
Who was paid on Native American Community Clinic's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Native American Community Clinic filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Bloomington, MN | $61,550 | $0 | $61,550 | 1 |
| USI Insurance Services · Virginia Beach, VA | $19,911 | $0 | $19,911 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Minnesota and Blue Plushealth, prescription drug | 156 | — | $81,461 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Native American Community Clinic compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Native American Community Clinic Employee Benefits Plan#505 · final filing · general assets | December 31, 2025 | September 16, 2026 | within extension | 120 |
| Native American Community Clinic Employee Benefits Plan#502 · final filing · insurance | December 31, 2025 | September 16, 2026 | within extension | 104 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Native American Community Clinic pay in health insurance broker commissions in 2025?
Native American Community Clinic's 2025 Form 5500 reports $81,461 in broker commissions and fees across 1 insurance contracts ($81,461 in commissions, $0 in fees), with Gallagher receiving the largest share.
Is Native American Community Clinic's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Minnesota and Blue Plus.
How does Native American Community Clinic's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Native American Community Clinic because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.