Nestle USA, Inc. Attn Health & Welfare
Updated Filing received by DOL a plan year 2025 filing was received July 28, 2026 for 4 of this employer's 6 plans; this record moves to 2025 when all have arrived
Nestle USA, Inc. Attn Health & Welfare, a manufacturing — food & textile employer in Solon, Ohio, reported 36,323 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $11M in insurance premiums across 30 contracts and $510,091 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 29, 2025, before the deadline.
Who was paid on Nestle USA, Inc. Attn Health & Welfare's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Nestle USA, Inc. Attn Health & Welfare filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · Dallas, TX | $370,010 | $16,441 | $386,451 | 9 |
| Mountain West Seriers of Lockton Co · Dallas, TX | $123,434 | $0 | $123,434 | 1 |
| Willis Towers Watson · New York, NY | $0 | $206 | $206 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 30 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Nestle USA, Inc. Attn Health & Welfare compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $15,231 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 40,453 | 36,323 | −10.2% |
| Premiums filed | $22,418,773 | $10,997,409 | not comparable |
| Broker commissions + fees | $415,715 | $510,091 | +22.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Nestle USA Nescare Plan#601 · insurance, general assets | December 31, 2024 | July 29, 2025 | before deadline | 36,323 |
| Nestle Retiree Medical Reimbursement Account Plan#609 · general assets, trust | December 31, 2024 | October 8, 2025 | within extension | 5,843 |
| Retiree Nescare Plan#603 · insurance, general assets | December 31, 2024 | July 29, 2025 | before deadline | 479 |
| Non Nescare Retirees#605 · insurance, general assets | December 31, 2024 | July 29, 2025 | before deadline | 412 |
| Gerber Retiree Medical Plan#503 · insurance, general assets | December 31, 2024 | July 29, 2025 | before deadline | 139 |
| Nestle Healthcare Nutrition, Inc. Group Health Insurance Plan#540 · insurance, general assets | December 31, 2024 | July 29, 2025 | before deadline | 102 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Nestle USA, Inc. Attn Health & Welfare pay in health insurance broker commissions in 2024?
Nestle USA, Inc. Attn Health & Welfare's 2024 Form 5500 reports $510,091 in broker commissions and fees across 30 insurance contracts ($493,444 in commissions, $16,647 in fees), with Lockton receiving the largest share.
Is Nestle USA, Inc. Attn Health & Welfare's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Advantage Blue Cross Blue Shield of Arkansas, Blue Cross Blue Shield of Hawaii, Cigna Health and Life Insurance Company.
How does Nestle USA, Inc. Attn Health & Welfare's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Nestle USA, Inc. Attn Health & Welfare because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.