Nibbi Brothers General Contractors
Updated Filing received by DOL
Nibbi Brothers General Contractors, a construction employer in San Francisco, California, reported 121 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $10,067 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on April 21, 2026, within the extension window.
Who was paid on Nibbi Brothers General Contractors's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Nibbi Brothers General Contractors filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Alliant Insurance Services · Irvine, CA | $5,928 | $2,445 | $8,373 | 3 |
| Gallagher · Walnut Creek, CA | $472 | $0 | $472 | 1 |
| Tatiana Wells and Other Agents · San Pablo, CA | $437 | $7 | $444 | 1 |
| Matt Smith · San Francisco, CA | $243 | $15 | $258 | 1 |
| Kristina J. Kunz · San Fransico, CA | $253 | $0 | $253 | 1 |
| Jjudi P. Jones · Rohnert Park, CA | $117 | $0 | $117 | 1 |
| Daniel H. Griffin · Martinez, CA | $81 | $0 | $81 | 1 |
| Truly B. Pineda · San Diego, CA | $69 | $0 | $69 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 160 | — | $79 | — |
| Vision Service Planvision | 128 | — | — | — |
| Symetra Life Insurance Companylife, long-term disability | 152 | — | $2,366 | — |
| Aflaccoverage not coded | 15 | — | $1,694 | — |
| Delta Dental of Californiadental | 302 | — | — | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug, HMO | 95 | — | — | — |
| Claremont Behavioral Services, Inccoverage not coded | 152 | — | $5,928 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Nibbi Brothers General Contractors compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 139 | 121 | −12.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $5,426 | $10,067 | +85.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Nibbi Brothers General Contractors Health and Welfare Plan#501 · insurance | August 31, 2025 | April 21, 2026 | within extension | 121 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Nibbi Brothers General Contractors pay in health insurance broker commissions in 2024?
Nibbi Brothers General Contractors's 2024 Form 5500 reports $10,067 in broker commissions and fees across 7 insurance contracts ($7,600 in commissions, $2,467 in fees), with Alliant Insurance Services receiving the largest share.
Is Nibbi Brothers General Contractors's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Kaiser Foundation Health Plan, Inc., Cigna Health and Life Insurance Company.
How does Nibbi Brothers General Contractors's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Nibbi Brothers General Contractors because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
Send the full findings to your inbox.
A specialist writes up every finding for Nibbi Brothers General Contractors with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.