North American Rescue, LLC
Updated Filing received by DOL
North American Rescue, LLC, a wholesale trade employer in Greer, South Carolina, reported 161 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.7M in insurance premiums across 10 contracts and $106,692 in broker commissions and fees, 3.5% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 23, 2026, before the deadline.
Who was paid on North American Rescue, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract North American Rescue, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| James a Scott & Son Inc · Charlotte, NC | $102,882 | $1,180 | $104,062 | 9 |
| Watchtower Benefits, LLC · Chicago, IL | $96 | $2,534 | $2,630 | 7 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of South Carolinahealth | 133 | $1.7M | $57,750 | 3.5% |
| Delta Dental of Missouridental | 337 | — | $16,914 | — |
| Vision Service Planvision | 118 | — | $2,973 | — |
| Life Insurance Company of North Americalife | 159 | — | $11,147 | — |
| Life Insurance Company of North Americacoverage not coded | 147 | — | $1,626 | — |
| Life Insurance Company of North Americashort-term disability | 143 | — | $4,941 | — |
| Life Insurance Company of North Americalong-term disability | 159 | — | $6,837 | — |
| United of Omaha Life Insurance Companycoverage not coded | 58 | — | $2,143 | — |
| Eap Alliance Inc. dba First Sun Employee Assistance Programcoverage not coded | 156 | — | — | — |
| United of Omaha Life Insurance Companycoverage not coded | 77 | — | $2,361 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How North American Rescue, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $12,435 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 156 | 161 | +3.2% |
| Premiums filed | $0 | $1,653,894 | — |
| Broker commissions + fees | $42,812 | $106,692 | +149.2% |
| Commission rate | — | 3.5% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| North American Rescue, LLC Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | June 23, 2026 | before deadline | 161 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did North American Rescue, LLC pay in health insurance broker commissions in 2025?
North American Rescue, LLC's 2025 Form 5500 reports $106,692 in broker commissions and fees across 10 insurance contracts ($102,978 in commissions, $3,714 in fees), with James a Scott & Son Inc receiving the largest share.
Is North American Rescue, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of South Carolina.
How does North American Rescue, LLC's broker compensation compare with similar employers?
North American Rescue, LLC paid 3.5% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in South Carolina is 3.9%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.