Nv5, Inc.
Updated Filing received by DOL
Nv5, Inc., a professional & technical services employer in San Diego, California, reported 3,111 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $28M in insurance premiums across 21 contracts and $730,324 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 16, 2026, before the deadline.
Who was paid on Nv5, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Nv5, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Alliant Insurance Services · San Diego, CA | $500,909 | $185,665 | $686,574 | 19 |
| Synergy Enrollment and Benefit · San Diego, CA | $42,024 | $0 | $42,024 | 3 |
| Eoi Service Company Inc · Anaheim, CA | $1,677 | $1 | $1,678 | 2 |
| Img · Indianapolis, IN | $0 | $48 | $48 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, dental, prescription drug, HMO, PPO | 4,776 | $28M | $322,716 | 1.2% |
| Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO | 118 | — | $18,194 | — |
| Prudential Insurance Company of Americacoverage not coded | 200 | — | $499 | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 342 | — | $48,842 | — |
| Vision Service Planvision | 2,263 | — | $17,137 | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 107 | — | $16,097 | — |
| Hawaii Medical Service Associationhealth, dental, vision, prescription drug, HMO, PPO | 2 | — | — | — |
| Unum Insurance Companycoverage not coded | 390 | — | $19,815 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 1 | — | $1,050 | — |
| The Guardian Life Insurance Company of Americalife | 109 | — | $5,431 | — |
| Health Plan of Nevadahealth, prescription drug, HMO | 77 | — | $15,319 | — |
| Unum Insurance Companycoverage not coded | 190 | — | $20,727 | — |
| National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded | 773 | — | — | — |
| Kaiser Foundation Health Plan of Georgia, Inc.health, prescription drug, HMO | 13 | — | $2,462 | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.health, prescription drug, HMO | 2 | — | $417 | — |
| Presbyterian Health Plan Inchealth, prescription drug, HMO | 34 | — | $9,070 | — |
| Unum Insurance Companycoverage not coded | 338 | — | $32,727 | — |
| Kaiser Foundation Health Plan of Coloradohealth, prescription drug, HMO | 21 | — | $3,771 | — |
| Kaiser Foundation Health Plan of Washingtonhealth, prescription drug, HMO | 17 | — | $2,904 | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 4,144 | — | $130,242 | — |
| Cigna Health and Life Insurance Companyhealth, dental | 158 | — | $62,904 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Nv5, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $5,869 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,753 | 3,111 | +13.0% |
| Premiums filed | $23,462,034 | $28,029,947 | not comparable |
| Broker commissions + fees | $613,705 | $730,324 | +19.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Nv5, Inc. Group Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 16, 2026 | before deadline | 3,111 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Nv5, Inc. pay in health insurance broker commissions in 2025?
Nv5, Inc.'s 2025 Form 5500 reports $730,324 in broker commissions and fees across 21 insurance contracts ($544,610 in commissions, $185,714 in fees), with Alliant Insurance Services receiving the largest share.
Is Nv5, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan of the Northwest, Kaiser Foundation Health Plan Inc..
How does Nv5, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Nv5, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.