Oc Composite Works, LLC
Updated Filing received by DOL
Oc Composite Works, LLC, a manufacturing — chemical, wood, plastics employer in Irvine, California, reported 328 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $291,170 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 29, 2026, before the deadline.
Who was paid on Oc Composite Works, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Oc Composite Works, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Bryson Insurance Agency Inc · Long Beach, CA | $210,980 | $3,271 | $214,251 | 7 |
| Kristin Lease · Los Alamitos, CA | $13,176 | $18,749 | $31,925 | 4 |
| Professional Group Plans Inc. · Hauppauge, NY | $15,834 | $0 | $15,834 | 1 |
| Uziel Rivera · Beaumont, CA | $6,302 | $1,989 | $8,291 | 3 |
| Ronny a Warner · Kuna, IA | $3,894 | $1,803 | $5,697 | 4 |
| Elliot C Kirk · Idaho Falls, ID | $1,007 | $4,402 | $5,409 | 2 |
| Ronald Jones · Moscow, IA | $2,025 | $676 | $2,701 | 2 |
| Eric a Novoa · Chino Hills, CA | $1,223 | $342 | $1,565 | 2 |
| Liliana Rivera · Beaumont, CA | $1,048 | $236 | $1,284 | 2 |
| Luis H Martinez · Victorville, CA | $930 | $183 | $1,113 | 1 |
| Chau Phan · Irvine, CA | $720 | $17 | $737 | 2 |
| Tim C Ellis · Orange, CA | $243 | $215 | $458 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Guardianvision, life, short-term disability, long-term disability | 392 | — | $60,420 | — |
| Northwest Dental Benefitsdental | 87 | — | $2,225 | — |
| Colonial Life & Accident Insurance Companyhealth | 3 | — | $9,283 | — |
| Colonial Life & Accident Insurance Companyhealth | 72 | — | $52,648 | — |
| Colonial Life & Accident Insurance Companyhealth | 11 | — | $7,900 | — |
| Colonial Life & Accident Insurance Companyhealth | 20 | — | $20,228 | — |
| Unitedhealthcare Insurance Companyhealth | 653 | — | $138,466 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Oc Composite Works, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Oc Composite Works, LLC dba Apex Space and Defense Systems Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 29, 2026 | before deadline | 328 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Oc Composite Works, LLC pay in health insurance broker commissions in 2025?
Oc Composite Works, LLC's 2025 Form 5500 reports $291,170 in broker commissions and fees across 7 insurance contracts ($258,412 in commissions, $32,758 in fees), with Bryson Insurance Agency Inc receiving the largest share.
Is Oc Composite Works, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Colonial Life & Accident Insurance Company, Unitedhealthcare Insurance Company.
How does Oc Composite Works, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Oc Composite Works, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.