Ohel Childrens Home and Family Services
Updated Filing received by DOL
Ohel Childrens Home and Family Services, a healthcare & social assistance employer in Far Rockaway, New York, reported 1,000 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $444,507 in insurance premiums across 10 contracts and $246,904 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 16, 2026, within the extension window.
Who was paid on Ohel Childrens Home and Family Services's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ohel Childrens Home and Family Services filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Sterling & Sterling LLC · Woodbury, NY | $150,482 | $0 | $150,482 | 2 |
| Centerstone Ins. & Fin. SVCS · Dallas, TX | $27,220 | $0 | $27,220 | 1 |
| Conference Associates Inc · Patchogue, NY | $24,410 | $0 | $24,410 | 4 |
| Katz Nassau Agency Inc · Rockville Cenre, NY | $8,372 | $12,663 | $21,035 | 6 |
| Robert Feiner · Valley Stream, NY | $20,500 | $0 | $20,500 | 7 |
| Joseph Bosnack · Sayville, NY | $0 | $0 | $0 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard of New Yorklife | 1,082 | $283,957 | $20,699 | 7.3% |
| Standard Life Ins Co of NYlong-term disability | 36 | $62,571 | $8,993 | 14.4% |
| Standard of New Yorklong-term disability | 36 | $62,570 | $8,993 | 14.4% |
| Standard of New Yorkshort-term disability | 36 | $35,409 | $4,633 | 13.1% |
| Principal Life Insurance Companydental, PPO | 308 | — | $5,793 | — |
| Aetna Life Insurance Co.dental | 148 | — | $3,257 | — |
| Emblem HealthHMO | 155 | — | $112,261 | — |
| Emblem HealthHMO | 262 | — | $65,441 | — |
| Emblem HealthHMO · amount flagged as implausible, excluded | 14 | — | — | — |
| Principal Life Insurance Companydental, PPO | 312 | — | $16,834 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ohel Childrens Home and Family Services compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 882 | 1,000 | +13.4% |
| Premiums filed | $660,024 | $444,507 | −32.7% |
| Broker commissions + fees | $275,996 | $246,904 | −10.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ohel Childrens Home and Family Services Health & Insurance Plans#501 · insurance | December 31, 2025 | September 16, 2026 | within extension | 1,000 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ohel Childrens Home and Family Services pay in health insurance broker commissions in 2025?
Ohel Childrens Home and Family Services's 2025 Form 5500 reports $246,904 in broker commissions and fees across 10 insurance contracts ($234,241 in commissions, $12,663 in fees), with Sterling & Sterling LLC receiving the largest share.
Is Ohel Childrens Home and Family Services's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims).
How does Ohel Childrens Home and Family Services's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ohel Childrens Home and Family Services because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.