BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Ohio Valley Physicians, Inc.

Healthcare & social assistance · Huntington, West Virginia · EIN ending 8412 · doing business as Ovp Health

Updated Filing received by DOL

Ohio Valley Physicians, Inc., a healthcare & social assistance employer in Huntington, West Virginia, reported 254 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $105,865 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on June 25, 2026, before the deadline.

Participants
254
−11.8% vs 2023
Premiums filed
none
self-funded or not filed
Broker commissions + fees
$105,865
−38.5% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Ohio Valley Physicians, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ohio Valley Physicians, Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Aegis Insure · Huntington, WV$38,265$0$38,2653
Tyler Brown · Huntington, WV$28,491$0$28,4911
Gis Benefits · Morris, IL$2,298$18,640$20,9383
Morgan White Limited · Jackson, MS$9,494$0$9,4941
Aegisinsure · Huntington, WV$8,677$0$8,6771

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Amfirstcoverage not coded——$37,985—
Starmount Life Insurance Companyvision182—$2,311—
Trustmark Insurance Companycoverage not coded37—$3,604—
Delta Dental of West Virginiadental385—$8,677—
Unum Life Insurance Company of Americalife, short-term disability, long-term disability270—$53,288—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Ohio Valley Physicians, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Ohio Valley Physicians, Inc.
$105,865
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$172,007$105,865Broker pay20232024
Ohio Valley Physicians, Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants288254−11.8%
Premiums filed$0$0—
Broker commissions + fees$172,007$105,865−38.5%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Ohio Valley Physicians Health & Welfare Plan#505 · insurance, general assetsNovember 30, 2025June 25, 2026before deadline254

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Ohio Valley Physicians, Inc. pay in health insurance broker commissions in 2024?

Ohio Valley Physicians, Inc.'s 2024 Form 5500 reports $105,865 in broker commissions and fees across 5 insurance contracts ($87,225 in commissions, $18,640 in fees), with Aegis Insure receiving the largest share.

Is Ohio Valley Physicians, Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is self-funded (the employer pays claims itself).

How does Ohio Valley Physicians, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Ohio Valley Physicians, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.