BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Ophthalmology Specialists of Texas, PLLC

Healthcare & social assistance · Abilene, Texas · EIN ending 6456 · doing business as Dba West Texas Retina Consultants

Updated Filing received by DOL

Ophthalmology Specialists of Texas, PLLC, a healthcare & social assistance employer in Abilene, Texas, reported 147 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 2 insurance contracts with no premium reported and $73,330 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 19, 2026, within the extension window.

Participants
147
+2.1% vs 2024
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$73,330
+14.7% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Ophthalmology Specialists of Texas, PLLC's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ophthalmology Specialists of Texas, PLLC filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Marsh McLennan Agency · Dallas, TX$62,701$10,074$72,7752
Professional Group Plans Inc · Hauppauge, NY$0$555$5551

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Health Care Service Corporationhealth129—$43,764—
United of Omaha Life Insurance Companydental, vision, life, short-term disability150—$29,566—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Ophthalmology Specialists of Texas, PLLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Ophthalmology Specialists of Texas, PLLC
$73,330
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$63,924$73,330Broker pay20242025
Ophthalmology Specialists of Texas, PLLC: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants144147+2.1%
Premiums filed$0$0not comparable
Broker commissions + fees$63,924$73,330+14.7%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Ophthalmology Specialists of Texas, PLLC Health and Welfare Benefit Plan#503 · insurance, general assetsDecember 31, 2025August 19, 2026within extension147

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Ophthalmology Specialists of Texas, PLLC pay in health insurance broker commissions in 2025?

Ophthalmology Specialists of Texas, PLLC's 2025 Form 5500 reports $73,330 in broker commissions and fees across 2 insurance contracts ($62,701 in commissions, $10,629 in fees), with Marsh McLennan Agency receiving the largest share.

Is Ophthalmology Specialists of Texas, PLLC's health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Care Service Corporation.

How does Ophthalmology Specialists of Texas, PLLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Ophthalmology Specialists of Texas, PLLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.