Origin Bank
Updated Filing received by DOL
Origin Bank, a finance & insurance employer in Ruston, Louisiana, reported 911 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 4 insurance contracts with no premium reported and $42,673 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on May 22, 2026, before the deadline.
Who was paid on Origin Bank's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Origin Bank filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Conshohocken, PA | $0 | $16,749 | $16,749 | 1 |
| Forth Insurance, LLC · Monroe, LA | $7,343 | $0 | $7,343 | 1 |
| Rachel Theriot Curry · Broussard, LA | $4,651 | $0 | $4,651 | 1 |
| Jeanne Landry · Breaux Bridge, LA | $4,557 | $0 | $4,557 | 1 |
| Leilani Theriot · Breaux Bridge, LA | $4,557 | $0 | $4,557 | 1 |
| Gis Benefits Inc · Morris, IL | $0 | $3,709 | $3,709 | 1 |
| Keith William Belle · Youngsville, LA | $950 | $0 | $950 | 1 |
| Davison Insurance Agency, LLC · Monroe, LA | $157 | $0 | $157 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Principal Life Insurance Companyvision | 1,393 | — | $3,709 | — |
| Continental American Insurance Companycoverage not coded | 39 | — | $22,058 | — |
| Sun Life Assurance Company of Canadalife, long-term disability | 972 | — | $16,749 | — |
| Metropolitan General Insurance Companycoverage not coded | 70 | — | $157 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Origin Bank compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 886 | 911 | +2.8% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $111,395 | $42,673 | −61.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Origin Bank Wrap Plan#501 · insurance, general assets | December 31, 2025 | May 22, 2026 | before deadline | 911 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Origin Bank pay in health insurance broker commissions in 2025?
Origin Bank's 2025 Form 5500 reports $42,673 in broker commissions and fees across 4 insurance contracts ($22,215 in commissions, $20,458 in fees), with Marsh McLennan Agency receiving the largest share.
Is Origin Bank's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Origin Bank's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Origin Bank because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.