Oxfam America, Inc.
Updated Filing received by DOL
Oxfam America, Inc., a healthcare & social assistance employer in Boston, Massachusetts, reported 220 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $156,809 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 13, 2026, before the deadline.
Who was paid on Oxfam America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Oxfam America, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hilb Group of New England · Cranston, RI | $146,350 | $10,459 | $156,809 | 10 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unum Life Insurance Company of Americacoverage not coded | 27 | — | $3,126 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 187 | — | $23,650 | — |
| Unum Life Insurance Company of Americalife | 77 | — | $3,951 | — |
| Vision Service Planvision | 114 | — | $3,145 | — |
| Cigna Health and Life Insurance Companyhealth | 1 | — | $1,658 | — |
| Federal Insurance Companycoverage not coded | 160 | — | $3,500 | — |
| Delta Dental of Massachusettsdental | 382 | — | $7,864 | — |
| Continental American Insurance Companylife | 7 | — | $235 | — |
| Four Ever Life Ins. Co.health | 7 | — | $22,114 | — |
| Unitedhealthcare Insurance Companyhealth | 170 | — | $87,566 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Oxfam America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 228 | 220 | −3.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $152,608 | $156,809 | +2.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Oxfam America, Inc. Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 13, 2026 | before deadline | 220 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Oxfam America, Inc. pay in health insurance broker commissions in 2025?
Oxfam America, Inc.'s 2025 Form 5500 reports $156,809 in broker commissions and fees across 10 insurance contracts ($146,350 in commissions, $10,459 in fees), with Hilb Group of New England receiving the largest share.
Is Oxfam America, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Four Ever Life Ins. Co., Unitedhealthcare Insurance Company.
How does Oxfam America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Oxfam America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
Send the full findings to your inbox.
A specialist writes up every finding for Oxfam America, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.