PA Care at Home Services, LLC
Updated Filing received by DOL
PA Care at Home Services, LLC, a healthcare & social assistance employer in Philadelphia, Pennsylvania, reported 276 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $630,513 in insurance premiums across 3 contracts and $54,205 in broker commissions and fees, 8.8% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 23, 2026, 39 days after the extended deadline.
Who was paid on PA Care at Home Services, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract PA Care at Home Services, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Emerson Rogers, LLC · Blue Bell, PA | $44,143 | $0 | $44,143 | 2 |
| Guru Business Solutions, LLC · Jensen Beach, FL | $10,062 | $0 | $10,062 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Independence Blue Crosshealth, PPO | 100 | $480,186 | $42,333 | 8.8% |
| Independence Blue Crossprescription drug | 100 | $150,327 | $1,810 | 1.2% |
| Principal Life Insurance Companydental, vision, life, short-term disability, PPO | 375 | — | $10,062 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How PA Care at Home Services, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $4,802 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| PA Care at Home Services Health and Wealth Plan#501 · filed under DFVCP · insurance | July 31, 2025 | June 23, 2026 | 39 days late | 276 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did PA Care at Home Services, LLC pay in health insurance broker commissions in 2024?
PA Care at Home Services, LLC's 2024 Form 5500 reports $54,205 in broker commissions and fees across 3 insurance contracts ($54,205 in commissions, $0 in fees), with Emerson Rogers, LLC receiving the largest share.
Is PA Care at Home Services, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Independence Blue Cross.
How does PA Care at Home Services, LLC's broker compensation compare with similar employers?
PA Care at Home Services, LLC paid 8.8% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Pennsylvania is 4.4%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.