Pafford Medical Services, Inc.
Updated Filing received by DOL
Pafford Medical Services, Inc., a healthcare & social assistance employer in Hope, Arkansas, reported 891 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $270,974 in insurance premiums across 5 contracts and $69,921 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 6, 2025, within the extension window.
Who was paid on Pafford Medical Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Pafford Medical Services, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| EPIC Insurance Brokers · Concord, CA | $39,122 | $13,110 | $52,232 | 8 |
| DKG Ins & Financial Services Inc · Dallas, TX | $12,977 | $0 | $12,977 | 3 |
| David Patrick Wiesner · Concord, CA | $3,980 | $0 | $3,980 | 1 |
| Centerstone Insurance Agency and · Dallas, TX | $528 | $13 | $541 | 1 |
| Benefitmall Holding Inc d/b/a · Dallas, TX | $178 | $13 | $191 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife | 966 | $145,985 | $24,132 | 16.5% |
| Standard Insurance Companyshort-term disability | 272 | $124,989 | $19,763 | 15.8% |
| Metropolitan Life Insurance Companydental, vision | 54 | — | $1,673 | — |
| Standard Insurance Companyindemnity | 264 | — | $20,373 | — |
| Bluecross Blueshield of Oklahomahealth, dental | 15 | — | $3,980 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Pafford Medical Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 926 | 891 | −3.8% |
| Premiums filed | $242,207 | $270,974 | not comparable |
| Broker commissions + fees | $75,089 | $69,921 | −6.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Pafford Medical Services Health and Welfare Plan#501 · insurance, general assets | December 31, 2024 | October 6, 2025 | within extension | 891 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Pafford Medical Services, Inc. pay in health insurance broker commissions in 2024?
Pafford Medical Services, Inc.'s 2024 Form 5500 reports $69,921 in broker commissions and fees across 5 insurance contracts ($56,785 in commissions, $13,136 in fees), with EPIC Insurance Brokers receiving the largest share.
Is Pafford Medical Services, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Oklahoma.
How does Pafford Medical Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Pafford Medical Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.