Penn Emblem Company
Updated Filing received by DOL
Penn Emblem Company, a manufacturing — food & textile employer in Trevose, Pennsylvania, reported 240 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $197,855 in insurance premiums across 7 contracts and $29,033 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 4, 2025, before the deadline.
Who was paid on Penn Emblem Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Penn Emblem Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Intergrity Benefit Services Inc · North Wales, PA | $23,859 | $1,104 | $24,963 | 4 |
| Emerson Rogers LLC · Blue Bell, PA | $2,009 | $1,502 | $3,511 | 2 |
| The Gregorio Group Inc · North Wales, PA | $559 | $0 | $559 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife, long-term disability | 149 | $140,208 | $22,138 | 15.8% |
| Independence Blue Crosshealth, prescription drug, PPO | 58 | $57,647 | $2,991 | 5.2% |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 69 | — | $1,708 | — |
| Delta Dental of Pennsylvaniadental | 9 | — | $78 | — |
| Unum Life Insurance Company of Americacoverage not coded | 14 | — | $559 | — |
| Countrywide Pre-Paid Legal Services, Inc.coverage not coded | 20 | — | — | — |
| Unitedhealthcare Insurance Companyvision | 98 | — | $1,559 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Penn Emblem Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 240 | 240 | +0.0% |
| Premiums filed | $0 | $197,855 | not comparable |
| Broker commissions + fees | $21,287 | $29,033 | +36.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Penn Emblem Employee Benefit Plan#505 · insurance, general assets | February 28, 2025 | September 4, 2025 | before deadline | 240 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Penn Emblem Company pay in health insurance broker commissions in 2024?
Penn Emblem Company's 2024 Form 5500 reports $29,033 in broker commissions and fees across 7 insurance contracts ($26,427 in commissions, $2,606 in fees), with Intergrity Benefit Services Inc receiving the largest share.
Is Penn Emblem Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Independence Blue Cross, Kaiser Foundation Health Plan, Inc..
How does Penn Emblem Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Penn Emblem Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.