Polyplex USA LLC Manufacture of Polyester Film
Updated Filing received by DOL
Polyplex USA LLC Manufacture of Polyester Film, a manufacturing — chemical, wood, plastics employer in Decatur, Alabama, reported 268 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $1.8M in insurance premiums across 5 contracts and $172,611 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 17, 2026, before the deadline.
Who was paid on Polyplex USA LLC Manufacture of Polyester Film's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Polyplex USA LLC Manufacture of Polyester Film filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Virginia Beach, VA | $88,064 | $6,437 | $94,501 | 5 |
| Lakeshore Benefits Alliance · Decatur, AL | $23,385 | $0 | $23,385 | 1 |
| Aci · Decatur, AL | $19,480 | $0 | $19,480 | 1 |
| Surety Marketing · Decatur, AL | $19,480 | $0 | $19,480 | 1 |
| Benefit Technology Resources, LLC · Chicago, IL | $0 | $11,878 | $11,878 | 1 |
| Lba Service · Decatur, AL | $3,888 | $0 | $3,888 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO | 369 | $1.8M | — | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 360 | — | $2,828 | — |
| The Guardian Life Insurance Company of Americadental | 259 | — | $12,984 | — |
| Pan-American Life Insurance Companyhealth, prescription drug | 292 | — | $116,903 | — |
| The Lincoln National Life Insurance Companylife, short-term disability, long-term disability | 298 | — | $39,896 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Polyplex USA LLC Manufacture of Polyester Film compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,929 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 176 | 268 | +52.3% |
| Premiums filed | $1,659,037 | $1,818,746 | not comparable |
| Broker commissions + fees | $105,050 | $172,611 | +64.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Polyplex USA, LLC. Manufacture of Polyester Film#502 · insurance, general assets | April 30, 2026 | September 17, 2026 | before deadline | 268 |
| Polyplex USA, LLC. Manufacture of Polyester Film#501 · insurance | April 30, 2026 | September 17, 2026 | before deadline | 193 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Polyplex USA LLC Manufacture of Polyester Film pay in health insurance broker commissions in 2025?
Polyplex USA LLC Manufacture of Polyester Film's 2025 Form 5500 reports $172,611 in broker commissions and fees across 5 insurance contracts ($154,296 in commissions, $18,315 in fees), with USI Insurance Services receiving the largest share.
Is Polyplex USA LLC Manufacture of Polyester Film's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, Pan-American Life Insurance Company.
How does Polyplex USA LLC Manufacture of Polyester Film's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Polyplex USA LLC Manufacture of Polyester Film because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
Send the full findings to your inbox.
A specialist writes up every finding for Polyplex USA LLC Manufacture of Polyester Film with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.