Potomac Corporation
Updated Filing received by DOL
Potomac Corporation, a manufacturing — chemical, wood, plastics employer in Wheeling, Illinois, reported 186 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 6 insurance contracts with no premium reported and $59,879 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 2, 2026, before the deadline.
Who was paid on Potomac Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Potomac Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Schaumburg, IL | $41,908 | $5,144 | $47,052 | 7 |
| Kme Insurance Brokerage, Inc. · Chicago, IL | $0 | $2,646 | $2,646 | 1 |
| Abigail Schwarz · Schaumburg, IL | $1,579 | $0 | $1,579 | 1 |
| Mercer · New York, NY | $0 | $683 | $683 | 1 |
| RJF Agencies, Inc. · Minneapolis, MN | $0 | $9 | $9 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metlife Legal Planscoverage not coded | 4 | — | $171 | — |
| Aetna Life Insurance Companyindemnity | 69 | — | $3,371 | — |
| Ameritas Life Insurance Corplife | 33 | — | $7,910 | — |
| Aetna Life Insurance Companyhealth, dental, vision | 252 | — | $14,380 | — |
| The Guardian Life Insurance Company of Americalife, long-term disability | 182 | — | $25,874 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 39 | — | $8,173 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Potomac Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 196 | 186 | −5.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $57,861 | $59,879 | +3.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Crescent Cardboard Group Health Plan for Employees of Potomac Corporation#503 · insurance, general assets | December 31, 2025 | July 2, 2026 | before deadline | 186 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Potomac Corporation pay in health insurance broker commissions in 2025?
Potomac Corporation's 2025 Form 5500 reports $59,879 in broker commissions and fees across 6 insurance contracts ($47,539 in commissions, $12,340 in fees), with Marsh McLennan Agency receiving the largest share.
Is Potomac Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company.
How does Potomac Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Potomac Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.