Potpourri Group, Inc.
Updated Filing received by DOL
Potpourri Group, Inc., a retail — general merchandise, sporting goods employer in North Billerica, Massachusetts, reported 345 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $2.0M in insurance premiums across 5 contracts and $163,777 in broker commissions and fees, 4.2% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on November 11, 2025, before the deadline.
Who was paid on Potpourri Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Potpourri Group, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Indigo Insurance Services · Worcester, MA | $44,033 | $0 | $44,033 | 1 |
| Apex Benefits Partners, Inc. · Framingham, MA | $36,889 | $0 | $36,889 | 2 |
| The Baldwin Group · Westwood, MA | $34,327 | $38 | $34,365 | 4 |
| Jeffrey Bastien · Marlborough, MA | $21,853 | $0 | $21,853 | 2 |
| Lori Ann Martinez · Oxford, MA | $6,186 | $5,244 | $11,430 | 1 |
| Enrollment Solutions LTD. · Sutton, MA | $3,507 | $4,350 | $7,857 | 1 |
| Ashley Follis · Durham, NH | $2,547 | $588 | $3,135 | 1 |
| Mary-Joyce Licata · North Kingstown, RI | $1,436 | $438 | $1,874 | 1 |
| Jennifer E. Lubelsky · New York, NY | $1,591 | $181 | $1,772 | 1 |
| Walter Thomas Bonilla & Other Agnts · Medford, NY | $346 | $188 | $534 | 1 |
| Combined Services, LLC · Concord, NH | $36 | $0 | $36 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Massachusetts, Inc.health, prescription drug, PPO | 367 | $2.0M | $85,309 | 4.2% |
| Metropolitan Life Insurance Companyvision | 284 | — | $2,633 | — |
| Delta Dental Plan of Mainedental | 57 | — | $1,694 | — |
| Colonial Life and Accident Insurance Companylife | 37 | — | $30,108 | — |
| Usable Lifelife, short-term disability, long-term disability | 334 | — | $44,033 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Potpourri Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,572 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 356 | 345 | −3.1% |
| Premiums filed | $3,078,597 | $2,044,870 | −33.6% |
| Broker commissions + fees | $147,059 | $163,777 | +11.4% |
| Commission rate | 3.3% | 4.2% | +0.8 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Potpourri Group, Inc. Employee Benefit Plan#501 · insurance, general assets | May 31, 2025 | November 11, 2025 | before deadline | 345 |
| Potpourri Group, Inc. Hra Plan#502 · final filing · general assets | May 31, 2025 | November 11, 2025 | before deadline | 220 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Potpourri Group, Inc. pay in health insurance broker commissions in 2024?
Potpourri Group, Inc.'s 2024 Form 5500 reports $163,777 in broker commissions and fees across 5 insurance contracts ($152,751 in commissions, $11,026 in fees), with Indigo Insurance Services receiving the largest share.
Is Potpourri Group, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Massachusetts, Inc..
How does Potpourri Group, Inc.'s broker compensation compare with similar employers?
Potpourri Group, Inc. paid 4.2% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Massachusetts is 2.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.