Potter Concrete, LTD.
Updated Filing received by DOL
Potter Concrete, LTD., a construction employer in Irving, Texas, reported 386 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $277,064 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 30, 2026, before the deadline.
Who was paid on Potter Concrete, LTD.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Potter Concrete, LTD. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $86,547 | $85,654 | $172,201 | 3 |
| Virginia Leder-Clark · Highland Village, TX | $29,535 | $14,475 | $44,010 | 1 |
| Uziel Rivera · Beaumont, CA | $12,969 | $3,542 | $16,511 | 1 |
| Ingle Benefits LLC · Celina, TX | $9,806 | $3,326 | $13,132 | 1 |
| National Enrollment Partners LLC · Cranston, RI | $6,067 | $5,198 | $11,265 | 1 |
| Manuel Fuentes · Boerne, TX | $7,086 | $1,874 | $8,960 | 1 |
| Argo Express LLC · San Antonio, TX | $3,677 | $1,252 | $4,929 | 1 |
| Shaun Patrick Clark · Flower Mound, TX | $2,804 | $136 | $2,940 | 1 |
| William Leroy Vincent · Mansfield, TX | $1,729 | $185 | $1,914 | 1 |
| Omar Mendoza · New Braunfels, TX | $439 | $0 | $439 | 1 |
| Billy Mark Roberson · San Antonio, TX | $348 | $0 | $348 | 1 |
| Mary Beth Harris · Dallas, TX | $96 | $0 | $96 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Colonial Life & Accident Insurance Companycoverage not coded | 313 | — | $171,159 | — |
| United Healthcare Insurance Companyhealth | 488 | — | $102,146 | — |
| United Healthcare Insurance Companylife | — | — | $3,759 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Potter Concrete, LTD. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 342 | 386 | +12.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $279,818 | $277,064 | −1.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Potter Concrete Cafeteria Plan#501 · insurance, general assets | September 30, 2025 | April 30, 2026 | before deadline | 386 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Potter Concrete, LTD. pay in health insurance broker commissions in 2024?
Potter Concrete, LTD.'s 2024 Form 5500 reports $277,064 in broker commissions and fees across 3 insurance contracts ($161,421 in commissions, $115,643 in fees), with Marsh McLennan Agency receiving the largest share.
Is Potter Concrete, LTD.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by United Healthcare Insurance Company.
How does Potter Concrete, LTD.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Potter Concrete, LTD. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.