BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Precision Toxicology dba Precision Diagnostics

Healthcare & social assistance · San Diego, California · EIN ending 7894

Updated Filing received by DOL

Precision Toxicology dba Precision Diagnostics, a healthcare & social assistance employer in San Diego, California, reported 314 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $165,283 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on February 18, 2026, before the deadline.

Participants
314
−13.7% vs 2023
Premiums filed
none
premium not reported on 2 medical contracts
Broker commissions + fees
$165,283
−8.3% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Precision Toxicology dba Precision Diagnostics's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Precision Toxicology dba Precision Diagnostics filed for 2024.

Broker or agentCommissionsFeesTotalContracts
HUB International · Riverside, CA$154,340$10,943$165,2835

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Arag Insurance Companycoverage not coded60—$847—
Standard Insurance Companylife, short-term disability, long-term disability1,077—$10,571—
Anthem Blue Cross Life and Health Insurance Companydental, vision392—$13,215—
Blue Cross of Californiahealth, dental, prescription drug, HMO, PPO350—$140,349—
Kaiser Foundation Health Plan of Hawaiihealth, prescription drug, HMO1—$301—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Precision Toxicology dba Precision Diagnostics compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Precision Toxicology dba Precision Diagnostics
$165,283
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$180,289$165,283Broker pay20232024
Precision Toxicology dba Precision Diagnostics: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants364314−13.7%
Premiums filed$0$0not comparable
Broker commissions + fees$180,289$165,283−8.3%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Precision Toxicology Health & Welfare Plan#501 · insurance, general assetsJuly 31, 2025February 18, 2026before deadline314

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Precision Toxicology dba Precision Diagnostics pay in health insurance broker commissions in 2024?

Precision Toxicology dba Precision Diagnostics's 2024 Form 5500 reports $165,283 in broker commissions and fees across 5 insurance contracts ($154,340 in commissions, $10,943 in fees), with HUB International receiving the largest share.

Is Precision Toxicology dba Precision Diagnostics's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross of California, Kaiser Foundation Health Plan of Hawaii.

How does Precision Toxicology dba Precision Diagnostics's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Precision Toxicology dba Precision Diagnostics because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.