PRH Investments, LLC the Related Group, LLC
Updated Filing received by DOL
PRH Investments, LLC the Related Group, LLC, a real estate & rental employer in Miami, Florida, reported 746 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $434,472 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on May 11, 2026, before the deadline.
Who was paid on PRH Investments, LLC the Related Group, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract PRH Investments, LLC the Related Group, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $129,849 | $285,551 | $415,400 | 11 |
| Eileen Sanchez-Medina · Miami, FL | $11,589 | $0 | $11,589 | 1 |
| Innovative Workplace Benefits · Miami, FL | $2,060 | $0 | $2,060 | 1 |
| Tomas E Flores · West New York, NJ | $1,861 | $0 | $1,861 | 1 |
| Aci · Miami, FL | $1,801 | $0 | $1,801 | 1 |
| Maria Cardenal · Miami, FL | $1,760 | $0 | $1,760 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliateshealth, prescription drug, indemnity | 538 | — | $270,879 | — |
| The Lincoln National Life Insurance Companylong-term disability | 844 | — | $30,124 | — |
| Metropolitan Life Insurance Companydental, vision | 891 | — | $36,109 | — |
| Ace American Insurance Companyhealth | 25 | — | $7,724 | — |
| Safeguard Health Plans, Inc. a Florida Corporationdental | 186 | — | $2,980 | — |
| Continental American Insurance Companycoverage not coded | 123 | — | $25,346 | — |
| Arag Insurance Companycoverage not coded | 100 | — | $1,215 | — |
| The Lincoln National Life Insurance Companylife | 844 | — | $15,259 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 844 | — | $27,745 | — |
| The Lincoln National Life Insurance Companylife | 425 | — | $17,091 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How PRH Investments, LLC the Related Group, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 675 | 746 | +10.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $373,741 | $434,472 | +16.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Related Group Health and Welfare Plan#501 · insurance | December 31, 2025 | May 11, 2026 | before deadline | 746 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did PRH Investments, LLC the Related Group, LLC pay in health insurance broker commissions in 2025?
PRH Investments, LLC the Related Group, LLC's 2025 Form 5500 reports $434,472 in broker commissions and fees across 10 insurance contracts ($148,921 in commissions, $285,551 in fees), with Mercer receiving the largest share.
Is PRH Investments, LLC the Related Group, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Health and Life Insurance Company and Affiliates, Ace American Insurance Company.
How does PRH Investments, LLC the Related Group, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for PRH Investments, LLC the Related Group, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.