Ready Pac Foods, Inc.
Updated Filing received by DOL
Ready Pac Foods, Inc., a manufacturing — food & textile employer in Irwindale, California, reported 2,652 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $311,137 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 26, 2026, before the deadline.
Who was paid on Ready Pac Foods, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ready Pac Foods, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $302,755 | $7,703 | $310,458 | 10 |
| Plansource Benefits Admin, Inc. · Orlando, FL | $441 | $238 | $679 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 645 | — | $203,348 | — |
| Metropolitan Life Insurance Companyvision | 1,355 | — | $541 | — |
| Cigna Health and Life Insurance Company and Affiliatesdental, indemnity | 938 | — | $5,407 | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 2,243 | — | $48,158 | — |
| Kaiser Foundation Health Plan of Georgia, Inc.health, prescription drug, HMO | 50 | — | $14,789 | — |
| Legalplans, USAcoverage not coded | 71 | — | $2,125 | — |
| Reliastar Life Insurance Companycoverage not coded | 334 | — | $13,476 | — |
| Zurich American Insurance Companycoverage not coded | 59 | — | $1,406 | — |
| Blue Cross of Californiahealth, prescription drug, HMO | 72 | — | $21,887 | — |
| Cca, Inc.coverage not coded | 2,405 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ready Pac Foods, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,329 | 2,652 | +13.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $375,438 | $311,137 | −17.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ready Pac Foods, Inc. Group Health Plan#506 · insurance, general assets | June 30, 2025 | January 26, 2026 | before deadline | 2,652 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ready Pac Foods, Inc. pay in health insurance broker commissions in 2024?
Ready Pac Foods, Inc.'s 2024 Form 5500 reports $311,137 in broker commissions and fees across 10 insurance contracts ($303,196 in commissions, $7,941 in fees), with Mercer receiving the largest share.
Is Ready Pac Foods, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Kaiser Foundation Health Plan of Georgia, Inc., Blue Cross of California.
How does Ready Pac Foods, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ready Pac Foods, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.