Red Stag. LLC
Updated Filing received by DOL
Red Stag. LLC, a transportation — truck & rail employer in Cresson, Texas, reported 168 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $79,278 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 15, 2025, before the deadline.
Who was paid on Red Stag. LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Red Stag. LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Anco Insurance Services of Bryan CS · Bryan, TX | $31,560 | $0 | $31,560 | 1 |
| HUB International · Bryan, TX | $13,637 | $2,713 | $16,350 | 1 |
| Carlyn Group · Waco, TX | $11,551 | $0 | $11,551 | 1 |
| Texas Republic Life Solutions Inc. | $8,928 | $0 | $8,928 | 1 |
| Centro Benefits Research LLC · Kirkwood, MO | $4,759 | $0 | $4,759 | 1 |
| Carlisle-Lynch, LLC · Woodway, TX | $2,917 | $0 | $2,917 | 1 |
| Sabrina Lynch · Austin, TX | $0 | $1,234 | $1,234 | 1 |
| Rickie Lynch · Eddy, TX | $1,118 | $0 | $1,118 | 1 |
| National Mga Insurance Alliance Inc | $861 | $0 | $861 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Lucenthealth | — | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 191 | — | $24,026 | — |
| Blue Cross Blue Shield of Texashealth | 134 | — | $31,560 | — |
| Texas Republic Life Insurance Co.life | 70 | — | $13,903 | — |
| Assurity Life Insurance Companycoverage not coded | 186 | — | $9,789 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Red Stag. LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 119 | 168 | +41.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $86,480 | $79,278 | −8.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Red Stag, LLC Wrap Plan#501 · insurance, general assets | August 31, 2025 | December 15, 2025 | before deadline | 168 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Red Stag. LLC pay in health insurance broker commissions in 2024?
Red Stag. LLC's 2024 Form 5500 reports $79,278 in broker commissions and fees across 5 insurance contracts ($75,331 in commissions, $3,947 in fees), with Anco Insurance Services of Bryan CS receiving the largest share.
Is Red Stag. LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Lucent, Blue Cross Blue Shield of Texas.
How does Red Stag. LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Red Stag. LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.