Redlands Community Hospital
Updated Filing received by DOL
Redlands Community Hospital, a healthcare & social assistance employer in Redlands, California, reported 1,286 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 8 insurance contracts with no premium reported and $162,114 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 1, 2026, within the extension window.
Who was paid on Redlands Community Hospital's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Redlands Community Hospital filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · ST Louis, MO | $158,750 | $2,986 | $161,736 | 9 |
| Img · Indianapolis, IN | $0 | $281 | $281 | 1 |
| HUB International · Riverside, CA | $40 | $0 | $40 | 2 |
| Dale Ellen Nichols · Franklin, TN | $29 | $0 | $29 | 1 |
| Eoi Service Company, Inc. · Anaheim, CA | $28 | $0 | $28 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Evernorth Behavioral Health, Inc.coverage not coded | 4,150 | — | — | — |
| Prudential Insurance Company of Americalife, short-term disability, long-term disability | 1,248 | — | $131,104 | — |
| Cigna Healthcare of Californiahealth, prescription drug, HMO | 1,322 | — | $19,830 | — |
| Unum Life Insurance Company of Americacoverage not coded | 6 | — | $80 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 2 | — | $41 | — |
| Metropolitan General Insurance Companycoverage not coded | 153 | — | $3,864 | — |
| Cigna Health and Life Insurance Company and Affiliatesdental, indemnity | 629 | — | $7,195 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 2,112 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Redlands Community Hospital compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,405 | 1,286 | −8.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $209,985 | $162,114 | −22.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Redlands Community Hospital Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | September 1, 2026 | within extension | 1,286 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Redlands Community Hospital pay in health insurance broker commissions in 2025?
Redlands Community Hospital's 2025 Form 5500 reports $162,114 in broker commissions and fees across 8 insurance contracts ($158,847 in commissions, $3,267 in fees), with Lockton receiving the largest share.
Is Redlands Community Hospital's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Healthcare of California.
How does Redlands Community Hospital's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Redlands Community Hospital because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.