Rio Tinto America Inc.
Updated Filing received by DOL
Rio Tinto America Inc., a mining, oil & gas employer in South Jordan, Utah, reported 2,593 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $78,469 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Rio Tinto America Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Rio Tinto America Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $33,408 | $45,061 | $78,469 | 6 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 1,721 | — | $13,302 | — |
| Metropolitan Life Insurance Companylife, long-term disability | 4,109 | — | $31,759 | — |
| Eyemed Vision Carevision | 723 | — | $5,500 | — |
| Eyemed Vision Carevision | 877 | — | $4,340 | — |
| Vision Service Planvision | 1,624 | — | $13,572 | — |
| Kaiser Foundation Health Plan Inchealth, prescription drug, HMO | 221 | — | — | — |
| Aetna Life Insurance Covision | 1,331 | — | $9,996 | — |
| Compsych Corporationcoverage not coded | 1,989 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Rio Tinto America Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,595 | 2,593 | −0.1% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $70,513 | $78,469 | +11.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Rio Tinto America Inc. Health & Welfare Benefits Wrap Plan for Retirees#581 · insurance, general assets | December 31, 2024 | October 15, 2025 | within extension | 2,593 |
| Rio Tinto America Inc. Health & Welfare Benefits Wrap Plan#501 · insurance, general assets | December 31, 2024 | October 15, 2025 | within extension | 1,976 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Rio Tinto America Inc. pay in health insurance broker commissions in 2024?
Rio Tinto America Inc.'s 2024 Form 5500 reports $78,469 in broker commissions and fees across 8 insurance contracts ($33,408 in commissions, $45,061 in fees), with Willis Towers Watson receiving the largest share.
Is Rio Tinto America Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc.
How does Rio Tinto America Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Rio Tinto America Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.